Sure vs Trout
Sure
sure.amTrout
trout.moneySide by side
| Figure | Sure | Trout |
|---|---|---|
| Price from | Free | €4.92/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 7 |
| Spec score · Personal Finance Software | 8.8 (#11) | 8.8 (#15) |
| Account sync | both | both |
| Automation | Users can create rules to categorize transactions based on description, merchant, or amount, and apply rules retroactively or going forward. | Rules can match payee, amount, or memo, using OR within a condition group and AND across groups. |
| Budgeting | Budgeting features include category budgets, spending trend monitoring, cash-flow planning, and planned-versus-actual comparisons. | Envelope budgeting includes categories, groups, rolling balances, and five goal types. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid. | The privacy policy says passwords are hashed with scrypt, transport uses TLS, and provider secrets are encrypted at rest. |
| Support | The pricing page directs users with unanswered questions to the Sure community on Discord. | The maker provides a GitHub bug-report link and lists an email address for privacy and data requests. |
Plans
Trout
- FreeFree
- Hosted Monthly€7 a month
- Hosted Annual€59 a year
- Manual budgetingFree
- Self-hostedFree
- Hosted monthly€7 a month
- Hosted annual€59 a year
In their own words
Sure
Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.