Sure vs Wallet by BudgetBakers
Sure
sure.amWallet by BudgetBakers
web.budgetbakers.comSide by side
| Figure | Sure | Wallet by BudgetBakers |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| macOS | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Self-hosted | Yes | — |
| Plans published | 1 | 4 |
| Spec score · Personal Finance Software | 8.8 (#11) | 8.8 (#10) |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting | Budgeting features include category budgets, spending trend monitoring, cash-flow planning, and planned-versus-actual comparisons. | Wallet supports category spending limits, overspending alerts, AI-powered category assignment, and multiple budget types. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Product | Sure describes itself as an all-in-one personal finance platform for tracking, optimizing, growing, and managing money. | Wallet is a personal finance tracking and budgeting tool, not a bank; it does not send payments, withdraw cash, or hold funds. |
| Report export | Yes | Yes |
| Security | Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid. | BudgetBakers states it is ISO 27001 certified, PCI DSS compliant, and PSD2 licensed, and that bank access is read-only. |
| Support | The pricing page directs users with unanswered questions to the Sure community on Discord. | The download page lists priority support among Wallet's stated benefits. |
Plans
Wallet by BudgetBakers
- FreeFree
- Premium LifetimePrice not published
- Premium MonthlyPrice not published
- Premium YearlyPrice not published
In their own words
Sure
Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.