Best Personal Finance Software in 2026
Updated
181ranked
7free plans on this page
$1.67/molowest paid tier
9 Oct 2026last checked
Input list Personal Finance Software 25 channels on this page · 109 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile apps Spec sheet Score
151 INDwallet Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile apps 6/8spec lines stated 6.3
152 Budget3 Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportMobile apps 5/8spec lines stated 6.3
153 ClearMarket Free planYesPaid fromBudgeting toolsBill trackingYesNet-worth trackingYesAccount syncReport exportYesMobile apps 4/8spec lines stated 6.3
154 Savern Free planNoPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile appsboth 7/8spec lines stated 6.3
155 BUDGT Free planNoPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncmanualReport exportYesMobile appsboth 6/8spec lines stated 6.3
156 Kivana Free planYesPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile apps 1/8spec lines stated 6.3
157 SiftIQ Money Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncautomaticReport exportMobile apps 5/8spec lines stated 6.2
158 budgetzero Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncmanualReport exportMobile apps 3/8spec lines stated 6.2
159 Stockspot Free planNoPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile appsboth 2/8spec lines stated 6.2
160 Subscro Free planYesPaid fromBudgeting toolsBill trackingYesNet-worth trackingAccount syncmanualReport exportMobile appsios 4/8spec lines stated 6.2
161 Beyond Budget Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsandroid 7/8spec lines stated 6.2
162 FlyCash Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncmanualReport exportYesMobile apps 5/8spec lines stated 6.1
163 WieBetaaltWat Free planYesPaid fromBudgeting toolsBill trackingYesNet-worth trackingAccount syncReport exportYesMobile appsboth 4/8spec lines stated 6.1
164 Fortune City Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncautomaticReport exportYesMobile appsboth 5/8spec lines stated 6.1
165 Lumina Finance Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingYesAccount syncmanualReport exportMobile apps 4/8spec lines stated 6.0
166 BudgetFlow Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncReport exportMobile apps 2/8spec lines stated 6.0
167 Money Tracker Free planYesPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile apps 1/8spec lines stated 6.0
168 HandWallet Expense Manager Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncbothReport exportYesMobile appsandroid 5/8spec lines stated 5.9
169 Splittable Free planYesPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile appsios 2/8spec lines stated 5.9
170 PaisaMax Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingYesAccount syncmanualReport exportMobile apps 4/8spec lines stated 5.8
171 M1 Free planNoPaid from$3/moBudgeting toolsNoBill trackingNoNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 8/8spec lines stated 5.8
172 CiviQ Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportMobile apps 5/8spec lines stated 5.8
173 Pennies Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncmanualReport exportMobile appsios 4/8spec lines stated 5.8
174 Accounts 3 Checkbook Free planYesPaid fromBudgeting toolsNoBill trackingNoNet-worth trackingNoAccount syncReport exportYesMobile appsios 6/8spec lines stated 5.8
175 FinMoovi Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncReport exportMobile appsboth 4/8spec lines stated 5.7
Compare all 25 in a table
| # | Tool | Score | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|
| 151 | INDwallet | 6.3 | Yes | Yes | Yes | |
| 152 | Budget3 | 6.3 | Yes | Yes | Yes | |
| 153 | ClearMarket | 6.3 | Yes | Yes | ||
| 154 | Savern | 6.3 | No | Yes | Yes | |
| 155 | BUDGT | 6.3 | No | Yes | Yes | |
| 156 | Kivana | 6.3 | Yes | |||
| 157 | SiftIQ Money | 6.2 | Yes | Yes | Yes | |
| 158 | budgetzero | 6.2 | Yes | Yes | ||
| 159 | Stockspot | 6.2 | No | |||
| 160 | Subscro | 6.2 | Yes | Yes | ||
| 161 | Beyond Budget | 6.2 | Yes | Yes | Yes | |
| 162 | FlyCash | 6.1 | Yes | Yes | Yes | |
| 163 | WieBetaaltWat | 6.1 | Yes | Yes | ||
| 164 | Fortune City | 6.1 | Yes | Yes | ||
| 165 | Lumina Finance | 6.0 | Yes | Yes | ||
| 166 | BudgetFlow | 6.0 | Yes | Yes | ||
| 167 | Money Tracker | 6.0 | Yes | |||
| 168 | HandWallet Expense Manager | 5.9 | Yes | Yes | ||
| 169 | Splittable | 5.9 | Yes | |||
| 170 | PaisaMax | 5.8 | Yes | Yes | ||
| 171 | M1 | 5.8 | No | $3/mo | No | No |
| 172 | CiviQ | 5.8 | Yes | Yes | Yes | |
| 173 | Pennies | 5.8 | Yes | Yes | ||
| 174 | Accounts 3 Checkbook | 5.8 | Yes | No | No | |
| 175 | FinMoovi | 5.7 | Yes | Yes | Yes |
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