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Finance & Accounting

Best Personal Loan Apps in 2026

  1. 01 Monzo

    Monzo suits UK residents looking for current-account access alongside budgeting, saving, and investment tools in an app.

    From £3/mo Free plan Web · iOS · Android · API
    8.8 Visit Specs
  2. 02 SoFi

    SoFi suits people who want banking, investment options, and financial tracking in one platform.

    Free plan Web · Windows · macOS · iOS
    8.7 Visit Specs
  3. 03 Capitec Personal Loan
    Web · iOS · Android
    6.3 Visit Specs
  4. 04 African Bank Personal Loan
    iOS · Android
    6.1 Visit Specs
  5. 05 Billease Personal Loans
    iOS · Android
    6.1 Visit Specs
  6. 06 Credit Direct Personal Loans
    iOS · Android
    6.1 Visit Specs
  7. 07 ING Personal Loan
    Web · iOS · Android
    6.1 Visit Specs
  8. 08 Borrowell Personal Loans
    Web
    6.0 Visit Specs
  9. 09 Branch Personal Loans
    Android
    6.0 Visit Specs
  10. 10 CIMB Personal Loan Philippines
    iOS · Android
    6.0 Visit Specs
  11. 11 FairMoney Personal Loans
    iOS · Android
    6.0 Visit Specs
  12. 12 Fundo Personal Loan
    Web · iOS · Android
    6.0 Visit Specs
  13. 13 Kotak811 Personal Loan
    Web · iOS · Android
    6.0 Visit Specs
  14. 14 Credible Personal Loans
    Web
    5.9 Visit Specs
  15. 15 MoneyLion Personal Loans
    Web · iOS · Android
    5.9 Visit Specs
  16. 16 Fiona Personal Loans
    Web
    5.8 Visit Specs
  17. 17 Kuda Loans
    iOS · Android
    5.8 Visit Specs
  18. 18 Maya Personal Loan
    iOS · Android
    5.8 Visit Specs
  19. 19 Nedbank Personal Loan
    Web · iOS · Android
    5.8 Visit Specs
  20. 20 Monevo Personal Loans
    Web
    5.7 Visit Specs
  21. 21 MoneyTap Pakistan
    iOS · Android
    5.7 Visit Specs
  22. 22 Prefr Instant Personal Loan
    Web · iOS · Android
    5.7 Visit Specs
  23. 23 Loan Compass
    Web
    5.6 Visit Specs
  24. 24 Metrobank Personal Loan
    Web
    5.6 Visit Specs
  25. 25 NIRA Instant Loan
    Android
    5.6 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

Compare Monzo and SoFi Get a place on this list

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