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Finance & Accounting

Best Real-Time Payments Software in 2026

  1. 01 SoFi

    SoFi suits people who want banking, investment options, and financial tracking in one platform.

    Free plan Web · Windows · macOS · iOS
    8.8 Visit Specs
  2. 02 Routable
    From $1,250/mo Web · API
    7.2 Visit Specs
  3. 03 Bottomline PTX
    Web
    6.1 Visit Specs
  4. 04 ACI Real-Time Payments Cloud
    6.0 Visit Specs
  5. 05 Alacriti Orbipay Payments Hub
    Web
    6.0 Visit Specs
  6. 06 Corporate One Immediate Payments Hub
    Web
    6.0 Visit Specs
  7. 07 CGI All Payments
    5.9 Visit Specs
  8. 08 EBA CLEARING RT1
    5.8 Visit Specs
  9. 09 Finastra Payments Hubs
    Web
    5.8 Visit Specs
  10. 10 Finzly Payment Galaxy
    Web
    5.8 Visit Specs
  11. 11 Fiserv NOW Gateway
    5.7 Visit Specs
  12. 12 FIS Money Movement Hub
    Web
    5.7 Visit Specs
  13. 13 FIS Real-Time Payments
    Web
    5.7 Visit Specs
  14. 14 NatPayNOW
    Web
    5.6 Visit Specs
  15. 15 Icon Payments Framework (IPF)
    Web
    5.5 Visit Specs
  16. 16 Pidgin
    Web
    5.5 Visit Specs
  17. 17 TARGET Instant Payment Settlement (TIPS)
    Web
    5.3 Visit Specs
  18. 18 Temenos Payments Hub
    Web
    5.3 Visit Specs
  19. 19 Volante Real-Time Payments
    Web
    5.3 Visit Specs
  20. 20 Vertifi Payments Hub (Vertifi Flow)
    5.2 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

Compare SoFi and Routable Get a place on this list

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