Best Actual Budget Alternatives in 2026
Updated
20 tools from personal finance software ranked against Actual Budget on the same published basis.
- 1Actual Budget vs PocketSmith
- 2Actual Budget vs SoFi
- 3Actual Budget vs MoneyPatrol
- 4Actual Budget vs EveryDollar
- 5Actual Budget vs YNAB
- 6Actual Budget vs Money Manager Ex
- 7Actual Budget vs GnuCash
- 8Actual Budget vs Rocket Money
- 9Actual Budget vs Zaim
- 10Actual Budget vs ClearCheckbook
- 11Actual Budget vs MoneyPatrol AI
- 13Actual Budget vs MoneyWiz
- 14Actual Budget vs Emma
- 15Actual Budget vs TimelyBills
- 16Actual Budget vs Fireball
- 17Actual Budget vs Quicken
- 18Actual Budget vs Talvo
- 19Actual Budget vs WeMoney
- 20Actual Budget vs dLedger
- 21Actual Budget vs Buckets
Actual Budget alternatives compared
| # | Tool | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 9.4 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | SoFi | 9.3 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 3 | MoneyPatrol | 9.0 | Free plan | $1.67/mo | Linux, Mac, Windows |
| 4 | EveryDollar | 8.8 | Free plan | $17.99/mo | Web, iOS, Android |
| 5 | YNAB | 8.7 | No | $9.08/mo | Android, API, iOS, Web |
| 6 | Money Manager Ex | 8.5 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 7 | GnuCash | 8.4 | Free plan | Free | Linux, Mac, Windows |
| 8 | Rocket Money | 8.4 | Free plan | Free | Web, iOS, Android |
| 9 | Zaim | 8.4 | Free plan | Free | Web, iOS, Android |
| 10 | ClearCheckbook | 8.4 | Free plan | $2.49/mo | Web, iOS, Android |
| 11 | MoneyPatrol AI | 8.3 | No | $5.75/mo | Web, Windows, Mac, Linux, iOS, Android |
| 13 | MoneyWiz | 8.3 | No | $2.50/mo | iOS, Mac |
| 14 | Emma | 8.3 | Free plan | £4.99/mo | Web, iOS, Android |
| 15 | TimelyBills | 8.3 | Free plan | $2.08/mo | iOS, Android |
| 16 | Fireball | 8.2 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 17 | Quicken | 8.1 | No | $3.99/mo | Mac, Web, Windows |
| 18 | Talvo | 8.1 | Free plan | €6/mo | Web, iOS, Android |
| 19 | WeMoney | 8.1 | Free plan | $9.99/mo | Web, iOS, Android |
| 20 | dLedger | 8.1 | Free plan | Free | Web, Windows, Mac, Linux |
| 21 | Buckets | 8.1 | No | $64/mo | Android, iOS, Linux, Mac, Windows |
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Questions about Actual Budget alternatives
What is the best alternative to Actual Budget?
PocketSmith, number 1 in personal finance software with a score of 9.4 out of 10. The others here: SoFi, MoneyPatrol, EveryDollar and 16 more.
What is the best free alternative to Actual Budget?
PocketSmith is the best-ranked alternative with a free plan. 15 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.