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SPECIFICTION
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Addi

co.addi.com

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Spec score 7.7 #14 of 26 in Buy Now, Pay Later Platforms

Spec sheet

What it does
Addi provides consumer credit that lets customers buy now and pay in installments.Read 7 Oct 2026 · co.addi.com
Intended users
Addi serves consumers buying in installments and merchants that want to offer installment credit at checkout.Read 7 Oct 2026 · co.addi.com
Headquarters
Bogotá, ColombiaRead 28 Sep 2026 · co.addi.com
Data privacy
Addi's personal data policy says it is issued under Colombian Laws 1266 of 2008 and 1581 of 2012 and related regulations.Read 7 Oct 2026 · co.addi.com
Fraud guidance
Addi says it never asks customers to share passwords or codes and warns that no one should charge money to activate a credit limit.Read 7 Oct 2026 · co.addi.com
How to apply
Customers can apply digitally through the app using their national ID and WhatsApp.Read 7 Oct 2026 · co.addi.com
Interest rates
For October 2026, consumer credit rates range from 0% E.A. to 28.49% E.A. based on customer risk profile, and 0% offers are subject to eligibility.Read 7 Oct 2026 · co.addi.com
Marketplace
The Addi app marketplace offers purchases from more than 1,600 partner merchants.Read 7 Oct 2026 · co.addi.com
Merchant fees
The merchant page says there are no monthly fees and merchants pay when they sell with Addi.Read 7 Oct 2026 · co.addi.com
Merchant integrations
Merchants can add Addi's widget and checkout to an ecommerce store or social media and create payment links.Read 7 Oct 2026 · co.addi.com
Merchant portal
The Addi merchant portal supports sales and payment management, reports, and payment link generation.Read 7 Oct 2026 · co.addi.com
Merchant support
Addi says merchant support is available every day from 8 a.m. to 9 p.m.Read 7 Oct 2026 · co.addi.com
Other credit costs
Optional FGA guarantee fees range from 0% to 20% plus VAT, depending on purchase amount and customer profile.Read 7 Oct 2026 · co.addi.com
Repayment options
Customers can pay installments through PSE, Nequi, or cash.Read 7 Oct 2026 · co.addi.com
Where to use it
Customers can use Addi in physical stores, online stores, and Addi's marketplace.Read 7 Oct 2026 · co.addi.com

Plans and prices

Crédito Grande Priced on request 6 to 24 installments · for a single purchase Read 7 Oct 2026 · co.addi.com
Cupo Priced on request 1 to 6 installments · 3 installments at 0% interest for eligible customers Read 7 Oct 2026 · co.addi.com

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Where Specifiction places it

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