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ChurchFinance

churchfinance.io

From $71/mo Free plan Web
Visit churchfinance.io
Spec score 8.1 #13 of 27 in Church Accounting Software

What it is

ChurchFinance is cloud-based financial management software for churches and religious organizations. It records income and expenses using categories, funds, recurring entries, bank rules, CSV imports, and an audit trail. Budgeting covers annual plans, ministry-scoped budgets, fund accounting, and budget-versus-actual tracking. Reports include income statements, fund summaries, cash-flow and reconciliation reports, giving statements, and board packets.

Online giving accepts cards, ACH bank transfers, and Apple Pay through Stripe, for one-time or recurring gifts, with no ChurchFinance platform fees. The free Starter plan covers one team member. Growth is $71 a month, billed annually at $853, and Ministry is $134 a month, billed annually at $1,609. The service says it uses HTTPS/TLS, encrypts sensitive credentials at rest, hashes passwords, and takes daily backups; it has not pursued SOC 2 or HIPAA certification. Users can export donor, transaction, and fund data as JSON or CSV. An auditor portal provides scoped, read-only, time-bound access.

Spec sheet

Support
The contact page says the team will respond to messages within 24 hours and offers sales, product-demo, and partnership assistance.Read 30 Sep 2026 · churchfinance.io
AI assistant
The AI Assistant answers questions using the church's data, is read-only, records AI queries in the audit log, and does not use church data for model training.Read 30 Sep 2026 · churchfinance.io
Auditor access
An auditor portal provides scoped, read-only accounts with time-bound access and visibility into the audit log.Read 30 Sep 2026 · churchfinance.io
Budgeting
Planning features provide annual budgets, fund accounting, categories, ministry-scoped plans, and budget-versus-actual tracking.Read 30 Sep 2026 · churchfinance.io
Compliance disclosure
ChurchFinance states that it has not pursued SOC 2 or HIPAA certification.Read 30 Sep 2026 · churchfinance.io
Data portability
Users can export their data at any time, and security documentation specifies JSON or CSV exports of donors, transactions, and funds.Read 30 Sep 2026 · churchfinance.io
Online giving
ChurchFinance accepts cards, ACH bank transfers, and Apple Pay through Stripe, with one-time or recurring gifts and zero ChurchFinance platform fees.Read 30 Sep 2026 · churchfinance.io
Product purpose
ChurchFinance is cloud-based financial management software designed for churches and religious organizations.Read 30 Sep 2026 · churchfinance.io
Reports
The reporting system generates income statements, budget-versus-actual reports, fund summaries, cash-flow reports, reconciliation reports, giving statements, and board packets.Read 30 Sep 2026 · churchfinance.io
Security controls
ChurchFinance states that traffic uses HTTPS/TLS, sensitive credentials are encrypted at rest with AES-256-GCM, passwords are hashed, and daily backups are taken.Read 30 Sep 2026 · churchfinance.io
Stripe integration
Stripe processes ChurchFinance card, ACH, and Apple Pay payments, and Stripe is PCI DSS Level 1.Read 30 Sep 2026 · churchfinance.io
Transaction tracking
The software records income and expenses with categories, funds, recurring entries, bank rules, CSV imports, and an audit trail.Read 30 Sep 2026 · churchfinance.io

Plans and prices

Starter Free 1 team member · Transaction tracking · Categories & Funds management Read 30 Sep 2026 · churchfinance.io
Growth $71 a month Billed $853 annually Up to 5 team members · Budget management · Recurring transactions · Bank reconciliation · Financial reports · Unlimited donors · Online giving portal · Campaigns & pledges · Giving statements · Audit log Read 30 Sep 2026 · churchfinance.io
Ministry $134 a month Billed $1609 annually Unlimited team members · Everything in Growth · Board Packet · Multi-campus/location support · Ministry financial management · Advanced analytics & forecasting · Custom report builder · Giving page customization & embed · Customizable dashboard widgets · AI-Powered Financial Assistant Read 30 Sep 2026 · churchfinance.io

Every ChurchFinance plan and price →

Strong points and limits

Strong points

  • Tracks funds, recurring entries, and bank rules
  • Includes budget-versus-actual tracking
  • Accepts cards, ACH, and Apple Pay through Stripe
  • Supports JSON or CSV data exports

Limits

  • Free Starter plan is limited to one team member
  • SOC 2 certification has not been pursued
  • HIPAA certification has not been pursued
  • Paid plans are billed annually

Who it suits

ChurchFinance suits churches and religious organizations managing funds, budgets, transactions, and giving. Its auditor portal and board reports may also suit organizations that need structured financial review.

Verdict

ChurchFinance brings transaction tracking, budgeting, giving, reporting, and auditor access into a church-focused service. Buyers should weigh the annual billing and the stated certification limits against their requirements.

Where Specifiction places it

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