Best Church Accounting Software in 2026
Updated
Church accounting tools help manage financial activity, from budgets and expenses to reporting. Compared on bank reconciliation, budget tracking, expense management, and financial reporting, these entries also differ on fund accounting and multi-entity support. Those criteria can help you assess how a tool may fit the way your church organizes its finances. CDM+, ChurchTrac, and IconCMO are among the products included. Check free-plan availability and paid-from pricing alongside the accounting features, and consider which capabilities matter for tracking funds, entities, and financial results.
27ranked
4free plans on this page
$5/molowest paid tier
9 Oct 2026last checked
Input list Church Accounting Software 25 channels on this page · 111 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromFund accountingBudget trackingExpense managementBank reconciliationFinancial reportingMulti-entity support Spec sheet Score
01 CDM+ Free planNoPaid from$25/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportYes 8/8spec lines stated 7.6
02 ChurchTrac Free planNoPaid from$29/moFund accountingnot statedBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 2/8spec lines stated 7.6
03 IconCMO Free planNoPaid from$35/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportYes 8/8spec lines stated 7.2
04 One Church Software Free planNoPaid from$36/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportYes 8/8spec lines stated 7.2
05 Churchsoft Assist Free planNoPaid from$40/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationnot statedFinancial reportingYesMulti-entity supportnot stated 6/8spec lines stated 7.1
06 Church Windows Free planNoPaid from$19/moFund accountingnot statedBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 2/8spec lines stated 7.0
07 ChurchFinance Free planYesPaid from$71/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportYes 8/8spec lines stated 7.0
08 Paxton Church & Charity Accounting Software Free planNoPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationnot statedFinancial reportingYesMulti-entity supportnot stated 5/8spec lines stated 7.0
09 ChurchSoftware Accounting Free planYesPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationnot statedFinancial reportingYesMulti-entity supportnot stated 5/8spec lines stated 6.9
10 MyFundAccounting.Online Free planNoPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationnot statedFinancial reportingYesMulti-entity supportYes 6/8spec lines stated 6.9
11 FellowshipOne Free plannot statedPaid fromnot statedFund accountingnot statedBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 0/8spec lines stated 6.8
12 FlockBase Free planNoPaid from$24/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportnot stated 7/8spec lines stated 6.7
13 Grain Ledger Free planYesPaid from$70/moFund accountingYesBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 3/8spec lines stated 6.7
14 ACS Financials Free plannot statedPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportnot stated 5/8spec lines stated 6.6
15 Aplos Free planNoPaid fromnot statedFund accountingYesBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 2/8spec lines stated 6.6
16 PowerChurch Check In Free planNoPaid fromnot statedFund accountingnot statedBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 1/8spec lines stated 6.6
17 Realm Free planNoPaid fromnot statedFund accountingnot statedBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 1/8spec lines stated 6.6
18 OCM Financial Free planNoPaid from$10/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportYes 8/8spec lines stated 6.5
19 PDS Ledger Free plannot statedPaid fromnot statedFund accountingnot statedBudget trackingYesExpense managementYesBank reconciliationnot statedFinancial reportingYesMulti-entity supportnot stated 3/8spec lines stated 6.5
20 T3 Books Free planNoPaid fromnot statedFund accountingYesBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 2/8spec lines stated 6.5
21 Vestrybooks Free planYesPaid from$25/moFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportnot stated 7/8spec lines stated 6.5
22 Liberty Accounts Free planNoPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportnot stated 6/8spec lines stated 6.4
23 Shelby Accounting Free plannot statedPaid fromnot statedFund accountingYesBudget trackingYesExpense managementYesBank reconciliationYesFinancial reportingYesMulti-entity supportnot stated 5/8spec lines stated 6.4
24 Vestry Free planNoPaid fromnot statedFund accountingYesBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 2/8spec lines stated 6.4
25 CharityFinancials Free plannot statedPaid fromnot statedFund accountingYesBudget trackingnot statedExpense managementnot statedBank reconciliationnot statedFinancial reportingnot statedMulti-entity supportnot stated 1/8spec lines stated 6.1
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Fund accounting | Budget tracking |
|---|---|---|---|---|---|---|---|---|
| 1 | CDM+ | 7.6 | No | $25/mo | No | 25 /mo | Yes | Yes |
| 2 | ChurchTrac | 7.6 | No | — | No | 29 /mo | — | — |
| 3 | IconCMO | 7.2 | No | $32.08/mo | No | 35 /mo | Yes | Yes |
| 4 | One Church Software | 7.2 | No | $36/mo | No | 36 /mo | Yes | Yes |
| 5 | Churchsoft Assist | 7.1 | No | $40/mo | No | 40 /mo | Yes | Yes |
| 6 | Church Windows | 7.0 | No | $19/mo | No | 19 /mo | — | — |
| 7 | ChurchFinance | 7.0 | Free plan | $71/mo | Yes | 71 /mo | Yes | Yes |
| 8 | Paxton Church & Charity Accounting Software | 7.0 | No | £50/mo | No | — | Yes | Yes |
| 9 | ChurchSoftware Accounting | 6.9 | Free plan | Free | Yes | — | Yes | Yes |
| 10 | MyFundAccounting.Online | 6.9 | No | £15/mo | No | — | Yes | Yes |
| 11 | FellowshipOne | 6.8 | No | — | — | — | — | — |
| 12 | FlockBase | 6.7 | No | $24/mo | No | 24 /mo | Yes | Yes |
| 13 | Grain Ledger | 6.7 | Free plan | $50/mo | Yes | 70 /mo | Yes | — |
| 14 | ACS Financials | 6.6 | No | — | — | — | Yes | Yes |
| 15 | Aplos | 6.6 | No | $79/mo | No | — | Yes | — |
| 16 | PowerChurch Check In | 6.6 | No | $16.50/mo | No | — | — | — |
| 17 | Realm | 6.6 | No | $49/mo | No | — | — | — |
| 18 | OCM Financial | 6.5 | No | $41.67/mo | No | 10 /mo | Yes | Yes |
| 19 | PDS Ledger | 6.5 | No | — | — | — | — | Yes |
| 20 | T3 Books | 6.5 | No | $35/mo | No | — | Yes | — |
| 21 | Vestrybooks | 6.5 | Free plan | $20.83/mo | Yes | 25 /mo | Yes | Yes |
| 22 | Liberty Accounts | 6.4 | No | £14.95/mo | No | — | Yes | Yes |
| 23 | Shelby Accounting | 6.4 | No | $5/mo | — | — | Yes | Yes |
| 24 | Vestry | 6.4 | No | C$32.50/mo | No | — | Yes | — |
| 25 | CharityFinancials | 6.1 | No | £25/mo | — | — | Yes | — |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
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