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SPECIFICTION
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Corpay Complete

corpay.com

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Spec score 7.6 #15 of 29 in Spend Management Software

What it is

Corpay Complete is a mobile-ready platform for managing company payments, cards, and spending. It combines payment automation, invoice automation, procurement, and purchase orders for accounts-payable work. Payments can use ACH, checks, or virtual cards in one file. AI-powered invoice categorization and routing flags exceptions to help move approvals forward. Card controls cover corporate and purchasing cards, spending policies, spend tracking, and virtual or ghost cards with preset controls. Employees can capture receipts, tag expenses, and submit them from anywhere. The service advertises more than 100 integrations and custom builds, including Oracle NetSuite, Acumatica, Sage Intacct, and Microsoft Business Central, while supporting existing ERP, accounting, or custom systems without a swap. It runs on Android, iOS, and the web. Corpay describes it as a SaaS service used through a company or employer agreement. Pricing is available on request.

Spec sheet

Purpose
Corpay Complete is a mobile-ready platform for managing company payments, cards, and spend.Read 7 Oct 2026 · corpay.com
Integrations
Corpay advertises more than 100 integrations and custom builds, including Oracle NetSuite, Acumatica, Sage Intacct, and Microsoft Business Central.Read 7 Oct 2026 · corpay.com
Support
The terms list customer support by email during normal business hours, 8 a.m. to 6 p.m. Central Time, and give a separate email for vendor support.Read 7 Oct 2026 · corpay.com
Headquarters
Atlanta, Georgia, United StatesRead 28 Sep 2026 · corpay.com
Founded
2024Read 28 Sep 2026 · corpay.com
Accounts payable
The platform includes payment automation, invoice automation, procurement, and purchase orders.Read 7 Oct 2026 · corpay.com
Cards
Users can manage corporate and purchasing cards, set policies, track spend, and issue virtual or ghost cards with preset controls.Read 7 Oct 2026 · corpay.com
Expense management
Employees can capture receipts, tag expenses, and submit them from anywhere.Read 7 Oct 2026 · corpay.com
Integration approach
The integrations page says the service works with existing ERP, accounting, or custom systems without requiring a system swap.Read 7 Oct 2026 · corpay.com
Invoice processing
AI-powered categorization and routing flags exceptions to help speed invoice approvals.Read 7 Oct 2026 · corpay.com
Issuer
Corpay Mastercard is issued by Fifth Third Bank, N.A. or another financial institution under license from Mastercard International.Read 7 Oct 2026 · corpay.com
Mobile access
Corpay describes the platform as mobile-ready and links to app downloads; it also says card programs can be managed through mobile and web apps.Read 7 Oct 2026 · corpay.com
Payments
It supports ACH, check, and virtual card payments in one file.Read 7 Oct 2026 · corpay.com
Security and account access
The terms require users to register under their company’s Master Services Agreement and protect their account credentials.Read 7 Oct 2026 · corpay.com
Who it is for
The terms describe the service as a SaaS platform for corporate payments and spend management, used through a company or employer agreement.Read 7 Oct 2026 · corpay.com

Plans and prices

Corpay Complete Priced on request Pricing not listed; contact Corpay Read 7 Oct 2026 · corpay.com

Every Corpay Complete plan and price →

Strong points and limits

Strong points

  • Supports Android, iOS, and web access
  • Combines bill pay and expense reimbursements
  • Offers corporate, virtual, and ghost cards
  • Includes approval workflows and budget controls
  • Advertises more than 100 integrations

Limits

  • Pricing requires contacting Corpay
  • Use requires a company or employer agreement
  • Support email hours are limited to listed business hours

Who it suits

It suits organizations managing corporate payments, bills, cards, reimbursements, approvals, budgets, and multiple currencies through an employer agreement.

Verdict

Corpay Complete brings accounts payable, cards, expenses, and procurement into one mobile-ready service. Its fit depends on the organization’s existing systems and the quote Corpay provides.

Where Specifiction places it

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