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Tech riderRev. 9 Oct 2026

FLOA

Ch 186.8of 26Buy Now, Pay Later Platforms
  1. 1Runs onAndroid, iOS, Web
  2. 2Costspaid from €1.25/mo
  3. 3Checkout channelsomnichannel
  4. 4Repayment terms3X, 4X, 10X or more
  5. 5Merchant platformsMagento, PrestaShop, WooCommerce, Shopify, Adobe Commerce
  6. 6Consumer regionsFrance, Spain, Italy, Portugal, Belgium
6 lines stated Written from the maker's own pages: floa.com
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The FLOA homepage

Overview

FLOA is ranked #18 of 26 in buy now, pay later platforms on Specifiction. It runs on Android, iOS, Web. Paid plans start at €1.25/mo.

FLOA plans and pricing

All plans
Carte Cdiscount €1.25/mo 1,25 € /mois Carte de crédit associée à un crédit renouvelable, sous réserve d’acceptation floa.com · 9 Oct 2026
Carte Gold €4.50/mo 4,50 € /mois Cotisation offerte la 1ère année; carte de crédit associée à un crédit renouvelable, sous réserve d’acceptation floa.com · 9 Oct 2026

Compared on buy now, pay later platforms

Checkout channels
omnichannelfloa.com
Repayment terms
3X, 4X, 10X or morefloa.com
Merchant platforms
Magento, PrestaShop, WooCommerce, Shopify, Adobe Commercefloa.com
Consumer regions
France, Spain, Italy, Portugal, Belgiumfloa.com

Facts

What it offers
Floa offers consumer financing and payment services, including installment payments, loans, bank cards, and insurance.floa.com · 9 Oct 2026
Installments
Customers can pay in 3, 4, 10, 12 times and more, online or in stores, subject to the applicable offer and eligibility.floa.com · 9 Oct 2026
Merchant network
Floa says its installment payment service is available at more than 20,000 merchants, online and in stores.floa.com · 9 Oct 2026
Mobile app
The Floa app lets customers request financing, manage services, and spread payments from their mobile device.floa.com · 9 Oct 2026
App platforms
Floa directs customers to download its app from the App Store or Google Play Store.floa.com · 9 Oct 2026
Virtual assistant
Eva, Floa’s virtual assistant, answers questions 24 hours a day.floa.com · 9 Oct 2026
Card features
The cards offer credit and payment options; the Gold card includes travel and purchase protections, while the Cdiscount card offers cashback on eligible purchases.floa.com · 9 Oct 2026
Security
Floa says customer data and payments are protected with encryption and strong authentication.floa.com · 9 Oct 2026
App authentication
The app supports strong authentication for online payments and sensitive operations, with optional biometric login.floa.com · 9 Oct 2026
Support
Floa provides help through its FAQ, customer contact channels, and the Eva assistant in the app.floa.com · 9 Oct 2026
Credit eligibility
Credit and card credit facilities are subject to Floa accepting the customer’s application.floa.com · 9 Oct 2026
Company history
Floa says it was founded in 2001 at the initiative of Groupe Casino.floa.com · 9 Oct 2026

Company

Founded
2001floa.com · 28 Sept 2026
Headquarters
Bordeaux, Francefloa.com · 28 Sept 2026

Best FLOA alternatives

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Where it ranks on Specifiction

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Sources