Kueski Pay
kueskipay.com
What it is
Kueski Pay is a Mexico-only buy-now, pay-later service for eligible purchases. Customers apply online through a short form and receive an immediate decision, subject to eligibility. No credit card or down payment is required. Listed purchase amounts run from $60 to $26,000 MXN, subject to approval and restrictions. Repayment plans cover 2, 4, 6, 8, 10, or 12 fortnightly installments, with interest; seasonal promotions may offer 2 or 4 installments without interest. The Kueski app shows balances and payment dates, accepts payments, helps users find merchants, presents offers, and provides cashback. Payments can use automatic payment, the BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores. Merchants receive the full sale in one payment, while Kueski handles later repayment and says it assumes all fraud and chargeback risk. Merchant connections include Shopify, VTEX, WooCommerce, PrestaShop, Magento, Tienda Nube, and an SDK. Merchant fees are a transaction percentage plus IVA, with no fixed costs and rates supplied on inquiry. The service runs on Android, iOS, web, and API.
Spec sheet
- What it does
- Kueski Pay lets customers buy now and pay in fortnightly installments without a credit card or down payment.Read 3 Oct 2026 · kueskipay.com
- Integrations
- The merchant page lists Shopify, VTEX, WooCommerce, PrestaShop, and Magento integrations, plus an SDK option for other systems.Read 3 Oct 2026 · kueskipay.com
- Support
- Customer support is offered by WhatsApp 24 hours a day, seven days a week, and by phone from 8 a.m. to 8 p.m. daily.Read 3 Oct 2026 · kueskipay.com
- Headquarters
- Guadalajara, Jalisco, MexicoRead 28 Sep 2026 · kueskipay.com
- Founded
- 2012Read 28 Sep 2026 · kueskipay.com
- Approval
- Customers complete a short online application and receive an immediate approval decision, subject to eligibility.Read 3 Oct 2026 · kueskipay.com
- Customer app
- The Kueski app lets customers view balances and payment dates, make payments, find merchants, receive offers, and earn cashback.Read 3 Oct 2026 · kueskipay.com
- Customer payment terms
- The site lists payment plans of 2, 4, 6, 8, 10, or 12 fortnights with interest, and says seasonal offers may include 2 or 4 fortnights without interest.Read 3 Oct 2026 · kueskipay.com
- Fraud and chargebacks
- Kueski says it assumes 100% of the fraud and chargeback risk for merchants.Read 3 Oct 2026 · kueskipay.com
- Geography and eligibility
- Kueski says it operates only in Mexico and requires customers to be adults, Mexican nationals residing in Mexico, with a valid voter ID or Mexican passport.Read 3 Oct 2026 · kueskipay.com
- Limits
- Eligible purchases are stated as $60 to $26,000 MXN, subject to approval and restrictions.Read 3 Oct 2026 · kueskipay.com
- Merchant fees
- Kueski says it has no fixed costs and charges a percentage plus IVA per transaction; merchants must inquire for details.Read 3 Oct 2026 · kueskipay.com
- Merchant settlement
- Kueski says merchants receive the full sale amount in one payment while the customer repays Kueski later.Read 3 Oct 2026 · kueskipay.com
- Merchant support
- Merchant support is listed by email and WhatsApp from 8 a.m. to 9:30 p.m. Monday through Sunday.Read 3 Oct 2026 · kueskipay.com
- Payment methods
- Customers can pay through automatic payment, BBVA app, bank transfer, debit card, BBVA Practicaja, OXXO, and affiliated stores.Read 3 Oct 2026 · kueskipay.com
- Security and oversight
- Kueski describes customer information as protected and says its financial entity is supervised by Mexico’s CNBV for the purposes stated on the site.Read 3 Oct 2026 · kueskipay.com
Plans and prices
Kueski Pay (customer purchases) Priced on request Purchase amounts $60–$26,000 MXN, subject to approval and restrictions · 2, 4, 6, 8, 10, or 12 fortnightly payments; interest applies except some seasonal promotions Read 3 Oct 2026 · kueskipay.com
Kueski Pay for merchants Priced on request Percentage plus IVA per successful transaction; no fixed costs Commission rate provided after merchant inquiry · No setup cost or commitment stated Read 3 Oct 2026 · kueskipay.com
Strong points and limits
Strong points
- No credit card or down payment required
- Immediate online approval decision, subject to eligibility
- Plans from 2 to 12 fortnights
- Merchant receives full sale in one payment
- Integrations include Shopify and WooCommerce
Limits
- Available only in Mexico
- Interest applies to listed payment plans
- Purchase eligibility and limits are subject to approval
- Merchant commission rate requires an inquiry
Who it suits
Kueski Pay suits adults in Mexico who meet its eligibility requirements and want installment purchases without a credit card or down payment. It also suits merchants needing installment checkout and listed ecommerce integrations.
Verdict
Kueski Pay combines consumer installment payments with merchant settlement and integrations. Its Mexico-only eligibility, approval conditions, interest-bearing plans, and undisclosed merchant percentage are central details to review.
Where Specifiction places it
- Buy Now, Pay Later Platforms#21 of 267.5
