Mastercard Employment Verification API

Spec sheet

What it does

The service verifies employment details including current employment and last pay date, employment status, employer name, and up to 36 months of employment details.Read 4 Oct 2026 · mastercard.com

Purpose

The service provides digital employment verification for borrowers.Read 9 Oct 2026 · mastercard.com

Intended users

Mastercard describes its employment and income verification services for lenders, landlords, and employers, including mortgage and loan decisions, tenant screening, and background checks.Read 4 Oct 2026 · mastercard.com

Security

Mastercard describes the service as fast, easy, and secure for the parties involved.Read 9 Oct 2026 · mastercard.com

API access

Mastercard directs developers to employment verification report APIs, documentation, API testing, and API key access through Mastercard Developers.Read 9 Oct 2026 · mastercard.com

Availability

Mastercard directs prospective customers to request a demo to discuss its employment verification solution.Read 4 Oct 2026 · mastercard.com

Company founded

Mastercard traces its founding to 1966, when a group of banks created the Interbank Card Association.Read 9 Oct 2026 · mastercard.com

Company headquarters

Mastercard states that its global headquarters are in Purchase, New York, USA.Read 9 Oct 2026 · mastercard.com

Consent and security

Mastercard says consumers grant permission for data use and that Finicity applies physical, technological, and procedural security safeguards.Read 4 Oct 2026 · mastercard.com

Data coverage

The service uses multiple data sources and cross verification for broader coverage.Read 9 Oct 2026 · mastercard.com

Employment data

Employment details include current employment and last pay date, employment status, employer name, and up to 36 months of details.Read 9 Oct 2026 · mastercard.com

Freddie Mac support

The VOIE Paystub with TXVerify solution supports Freddie Mac's Loan Product Advisor asset and income modeler.Read 4 Oct 2026 · mastercard.com

Paystub limit

The VOIE Paystub with TXVerify workflow requires only the latest paystub per employment, and files containing multiple paystubs cannot be processed.Read 4 Oct 2026 · mastercard.com

Reporting formats

The VOIE Paystub with TXVerify report is provided in JSON/XML data and PDF formats.Read 4 Oct 2026 · mastercard.com

Speed

Mastercard says verification is real time and delivered in seconds.Read 9 Oct 2026 · mastercard.com

Support and sales

The product page offers a request-a-demo option and links to API documentation and Mastercard support.Read 9 Oct 2026 · mastercard.com

Verification options

Verification options include paystub digitization or direct connection to payroll providers, with income information delivered via API.Read 9 Oct 2026 · mastercard.com

Who it serves

The product page describes use by lenders and their borrowers.Read 9 Oct 2026 · mastercard.com

Workflow fit

The product page says the service can integrate into existing workflows and help customers understand employment status throughout qualification.Read 4 Oct 2026 · mastercard.com

Workflows

The product is described as integrating into existing workflows and reducing manual processes.Read 9 Oct 2026 · mastercard.com

Plans and prices

Every Mastercard Employment Verification API plan and price →

Where Specifiction places it

• Employment Verification Software#13 of 287.5