Tech riderRev. 1 Oct 2026
PayJunction ACH Payment Processing
- 1Runs onAPI, Browser, iOS, Web
- 2Costspaid from $0.75/mo
- 3Recurring ACH paymentsYes
- 4ACH credit supportYes
- 5Payment linksYes
- 6API accessYes
- 7Webhook supportYes
7 lines stated Written from the maker's own pages: www2.payjunction.com, payjunction.com
Overview
PayJunction ACH Payment Processing is ranked #6 of 21 in ACH payment processing software on Specifiction. It runs on API, Browser extension, iOS, Web. There is no free plan. Paid plans start at $0.75/mo.
PayJunction ACH Payment Processing plans and pricing
All plansStandard $0.75/mo Month-to-Month Service Card Rates: as low as 1.49% + $0.15 · ACH: as low as 0.75% payjunction.com · 1 Oct 2026
Surcharge $0.75/mo Month-to-Month Service Credit Cards: as low as 0%* · PIN Debit: Fees Apply · ACH: as low as 0.75% payjunction.com · 1 Oct 2026
Compared on ACH payment processing software
- Free plan
- Nowww2.payjunction.com
- Recurring ACH payments
- Yeswww2.payjunction.com
- ACH credit support
- Yeswww2.payjunction.com
- Payment links
- Yeswww2.payjunction.com
- API access
- Yeswww2.payjunction.com
- Webhook support
- Yeswww2.payjunction.com
Facts
- ACH processing
- PayJunction stores and processes ACH payments for bank-to-bank transfers.payjunction.com · 1 Oct 2026
- Recurring ACH
- Users can process ACH payments with a click to recharge accounts or set up recurring payments.payjunction.com · 1 Oct 2026
- ACH rejects
- The system notifies users about ACH rejects, updates outdated information, and exports failed-payment lists for follow-up.payjunction.com · 1 Oct 2026
- Digital authorization
- PayJunction emails a digital receipt so customers can authorize ACH payments and sign from a desktop or smartphone.payjunction.com · 1 Oct 2026
- ACH funding
- The ACH page says merchants can receive next-day funds like credit or debit card payments.payjunction.com · 1 Oct 2026
- ACH monthly fees
- The ACH page says merchants can process ACH as often as they like without owing a monthly fee.payjunction.com · 1 Oct 2026
- ACH encryption
- PayJunction says its system encrypts ACH payments to protect customers.payjunction.com · 1 Oct 2026
- Authorization retention
- PayJunction automatically stores signed ACH authorization forms for a minimum of two years.support.payjunction.com · 1 Oct 2026
- Browser integration
- The No-code Payments Integration interacts in real time with dealer management systems and browser-based software, automating data entry and updates.payjunction.com · 1 Oct 2026
- Zapier integration
- PayJunction says its Zapier integration connects to over 7,000 apps, including Google Sheets and QuickBooks Online.payjunction.com · 1 Oct 2026
- API support
- The PayJunction API documentation includes POST /transactions for processing ACH electronic-check transactions and requires TLS 1.2 support.developer.payjunction.com · 1 Oct 2026
- Security compliance
- PayJunction says it uses TLS 1.2 with 256-bit encryption and is Level 1 PCI compliant, independently audited each year.support.payjunction.com · 1 Oct 2026
- Support terms
- PayJunction advertises U.S. support in under 60 seconds, no exit fees or long-term contracts, and free PCI compliance tools.payjunction.com · 1 Oct 2026
- Mobile access
- The PayJunction mobile app is available on iPhone and iPad, is free, and requires an existing PayJunction customer account.support.payjunction.com · 1 Oct 2026
Company
- Founded
- 2000www2.payjunction.com · 28 Sept 2026
- Headquarters
- 1903 State Street, Santa Barbara, CA 93101, USAwww2.payjunction.com · 28 Sept 2026
Best PayJunction ACH Payment Processing alternatives
See all 20 All accessCh 01 OpenACH Free planAndroidAPI Free to start7.2 All accessCh 02 Plaid Free trialAndroidAPI 7.0 All accessCh 03 Nickel Free planWeb from $35/mo6.8 All accessCh 04 ACH Processing Company APIWeb 6.7 All accessCh 05 ACHPAY.AI Free trialAPIWeb 6.7 All accessCh 07 Checkbook.io ACH API APIWeb from $2,000/mo6.5
Where it ranks on Specifiction
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Sources
- payjunction.com/payments/ach-payments.html· checked 1 Oct 2026
- support.payjunction.com/hc/en-us/articles/4411034755611-ACH-Che· checked 1 Oct 2026
- payjunction.com/payments/no-code-payments-integration.h· checked 1 Oct 2026
- developer.payjunction.com/hc/en-us· checked 1 Oct 2026
- support.payjunction.com/hc/en-us/articles/211726437-Is-PayJunct· checked 1 Oct 2026
- payjunction.com/payments/· checked 1 Oct 2026
- support.payjunction.com/hc/en-us/articles/360004563613-PayJunct· checked 1 Oct 2026
- www2.payjunction.com/ach-payment-processing· checked 28 Sept 2026
- payjunction.com/payments/pricing.html· checked 1 Oct 2026