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SPECIFICTION
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Ramp Stack

ramp.com

Web
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Spec score 6.9 #27 of 32 in AI Accounting Software

What it is

Ramp Stack is a web-based AI operating system for accounting teams. It prepares accounting work for review and approval, with preloaded skills for reconciliations, journal entries, variance analysis, schedules, and accruals. Stack connects with QuickBooks, NetSuite, Sage Intacct, and spreadsheets, and can learn preferences such as project-based spending, deferred revenue recognition, and custom vendor rules. Teams can inspect work and its sources, set guardrails, and approve items requiring judgment before posting. A Session Audit Log records sources, actions, and outputs. Ramp says skills, processes, and client data are not shared with other firms or used to train its models, while model-provider contracts include zero data retention. The service is designed with SOC 2 controls and encrypts data in transit and at rest. Stack supports QuickBooks Online businesses with straightforward bookkeeping, but not QuickBooks Desktop or multi-currency workflows. Pricing is available on request.

Spec sheet

Product
Stack is Ramp’s AI operating system for accounting teams that connects to financial systems and completes accounting work for review and approval.Read 2 Oct 2026 · ramp.com
Intended users
Ramp says Stack is built for accounting firms serving clients and finance teams managing their own books.Read 30 Sep 2026 · ramp.com
Audience
Stack is built for accounting firms serving clients and finance teams managing their own books.Read 2 Oct 2026 · ramp.com
Integrations
The Stack page names QuickBooks, NetSuite, and Sage Intacct among the systems it can connect to.Read 2 Oct 2026 · ramp.com
Security
Ramp says Stack uses infrastructure designed with SOC 2 controls and encrypts data in transit and at rest.Read 2 Oct 2026 · ramp.com
Support
Ramp directs prospective Stack users to speak with a Ramp team member to see how Stack can work for their team.Read 2 Oct 2026 · ramp.com
Headquarters
New York, New York, United StatesRead 28 Sep 2026 · ramp.com
Founded
2019Read 28 Sep 2026 · ramp.com
Accounting work
Its preloaded skills cover reconciliations, journal entries, variance analysis, schedules, and accruals.Read 2 Oct 2026 · ramp.com
Audit trail
Stack records sources, actions, and outputs in each Session Audit Log and ties outputs to source data and work performed.Read 2 Oct 2026 · ramp.com
Customization
Stack can learn business preferences, such as project-based spending, deferred revenue recognition, and custom vendor rules.Read 30 Sep 2026 · ramp.com
Data and IP
Ramp says Stack skills, processes, and client data are not shared with other firms or used to train the models Stack runs on, and foundation model provider contracts include zero data retention.Read 2 Oct 2026 · ramp.com
Data privacy
Ramp says Stack skills, processes, and client data are not shared with other firms or used to train its models, and its model-provider contracts include zero data retention.Read 30 Sep 2026 · ramp.com
Notable limits
Ramp Help says Stack does not modify existing QuickBooks Online transactions or mark transactions as reconciled in QuickBooks Online.Read 30 Sep 2026 · support.ramp.com
Other connected sources
Stack supports SharePoint and OneDrive, and supports Outlook when a personal inbox is connected and Agent search is enabled; it does not currently support Microsoft Teams sources.Read 30 Sep 2026 · support.ramp.com
QuickBooks support
Stack currently supports businesses using QuickBooks Online with a straightforward bookkeeping process.Read 2 Oct 2026 · support.ramp.com
Review controls
Teams can view the work and its sources, set guardrails, and approve work requiring judgment before it posts.Read 30 Sep 2026 · ramp.com
Supported bookkeeping
Ramp Help says Stack currently supports QuickBooks Online businesses with straightforward bookkeeping processes and does not support QuickBooks Desktop or multi-currency workflows.Read 30 Sep 2026 · support.ramp.com
Workflow limits
Stack does not support QuickBooks Desktop or multi-currency workflows today, and it does not modify existing QuickBooks Online transactions.Read 2 Oct 2026 · support.ramp.com
Workflows
Its preloaded skills cover reconciliations, journal entries, variance analysis, schedules, and accruals.Read 30 Sep 2026 · ramp.com

Strong points and limits

Strong points

  • Preloaded skills cover core accounting tasks
  • Connects QuickBooks, NetSuite, Sage Intacct, spreadsheets
  • Review controls include sources and guardrails
  • Session Audit Log records accounting activity
  • Encrypts data in transit and at rest

Limits

  • Pricing is available only on request
  • No QuickBooks Desktop support
  • No multi-currency workflow support
  • Does not modify existing QuickBooks Online transactions

Who it suits

Stack suits accounting firms serving clients and finance teams managing their own books. It is aimed at teams using supported QuickBooks Online workflows and connected accounting systems.

Verdict

Ramp Stack combines accounting automation with review controls, configurable preferences, and an audit log. Its current QuickBooks Online limits and request-based pricing matter when assessing fit.

Where Specifiction places it

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