Splitit

Spec sheet

What it does

Splitit lets shoppers pay in installments using credit already available on their existing credit card.Read 9 Oct 2026 · splitit.com

Integrations

Splitit lists plugins for Shopify, Magento, WooCommerce, BigCommerce, SAP Commerce Cloud, Shopline, and Salesforce Commerce Cloud.Read 9 Oct 2026 · developers.splitit.com

Security

Splitit states it is a validated Level 1 PCI DSS Service Provider assessed annually against PCI DSS 4.0.1 by an independent Qualified Security Assessor.Read 9 Oct 2026 · splitit.com

Support

Splitit offers live chat and email support, and says it aims to reply to email within 24 hours.Read 9 Oct 2026 · splitit.com

Headquarters

Atlanta, Georgia, United StatesRead 28 Sep 2026 · splitit.com

Authorization hold

Splitit temporarily authorizes the full purchase amount on the card, while billing each installment as it comes due.Read 9 Oct 2026 · splitit.com

Card eligibility

Supported cards depend on the merchant and plan; Splitit typically accepts Visa and Mastercard, with American Express, Discover, and UnionPay depending on the merchant, while debit and prepaid cards are not supported for these plans.Read 9 Oct 2026 · splitit.com

Card rewards

Shoppers continue to earn their existing card rewards and retain card protections such as purchase protection and fraud cover.Read 9 Oct 2026 · splitit.com

Card-data protection

Splitit says stored card data is encrypted with AES-256 and connections use TLS 1.2 or higher.Read 9 Oct 2026 · splitit.com

Company and location

The site identifies Splitit USA Inc. and lists an address at 211 Perimeter Center Parkway, Suite 240, Atlanta, Georgia 30346.Read 9 Oct 2026 · splitit.com

Consumer app

The credit-card installment checkout requires no app download or account setup for shoppers.Read 9 Oct 2026 · splitit.com

Credit card holds

At purchase, an authorization temporarily reserves the full purchase amount, while installment charges are billed as they come due.Read 9 Oct 2026 · splitit.com

Credit-card charges

For credit-card installments, the first payment is generally charged at purchase and later payments are charged automatically monthly or bi-weekly according to the selected plan.Read 9 Oct 2026 · splitit.com

Digital wallet

Digital Wallet Installments are currently supported through Samsung Wallet in the United States and apply a finance charge that varies by state.Read 9 Oct 2026 · splitit.com

Digital wallet availability

Splitit says Digital Wallet Installments are currently supported through Samsung Wallet in the United States, using eligible Visa or Mastercard credit cards.Read 9 Oct 2026 · splitit.com

Digital wallet finance charge

For Digital Wallet Installments, a finance charge applies and varies by state of residence, and the total cost is shown before confirmation.Read 9 Oct 2026 · splitit.com

Early payoff

Shoppers can pay off the remaining balance early without a fee.Read 9 Oct 2026 · splitit.com

Implementation

Merchants can add Splitit through platform plugins, hosted checkout forms or fields, direct API calls, or the Splitit Go web portal.Read 9 Oct 2026 · developers.splitit.com

Interest and fees

Splitit says regular credit-card installments have no added interest or hidden fees if the shopper pays their card balance in full monthly; its Digital Wallet Installments have a finance charge.Read 9 Oct 2026 · splitit.com

Merchant audience

Splitit presents its merchant solutions for retail and e-commerce, home services, education, and medical and wellness businesses.Read 9 Oct 2026 · splitit.com

Merchant integration

Splitit offers merchant deployment through platform plugins, hosted checkout forms or fields, direct API calls, and the Splitit Go web portal.Read 9 Oct 2026 · developers.splitit.com

No new loan

The credit-card installment service does not open a new credit account or require a new loan application.Read 9 Oct 2026 · splitit.com

Pay after delivery

Pay After Delivery holds the payment on an existing credit card and charges it when delivery is confirmed; if delivery is not confirmed within the merchant's stated timeframe, the card may be charged in full.Read 9 Oct 2026 · splitit.com

Payment schedule

Installments are charged automatically monthly or bi-weekly according to the selected plan, and the payment date cannot be changed.Read 9 Oct 2026 · splitit.com

Where Specifiction places it

• Buy Now, Pay Later Platforms#25 of 267.1