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SPECIFICTION
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Truework

truework.com

WebAPI
Visit truework.com
Spec score 7.1 #19 of 28 in Employment Verification Software

What it is

Truework is a paid income and employment verification service for mortgage lenders. It draws on payroll, tax, bank, and employer data, then completes checks through Instant Network, Credentials, and Smart Outreach methods. Routing selects a method expected to finish quickly according to the customer’s plan and configuration. Truework says it can verify more than 97% of U.S. workers and describes its reports as unified and GSE-ready. Teams can work in the web app without another integration, connect through a REST API, or use listed LOS connections such as Encompass and Empower and POS integrations such as Blend and nCino. Requests require evidence of consumer consent and are handled under the FCRA. Stated protections include encryption at rest and in transit, TLS 1.2 or greater, and tokenization. Plans list $19.95, paid once for VOE reverification, $59.95, paid once for Standard VOE, and $64.95, paid once for Standard VOI.

Spec sheet

Purpose
Truework automates income and employment verification for mortgage lenders using payroll, tax, bank, and employer data sources.Read 5 Oct 2026 · truework.com
Integrations
It offers LOS connections including Encompass and Empower, POS integrations including Blend and nCino, and a REST API.Read 5 Oct 2026 · truework.com
Security
Truework’s trust center lists SOC 2 Type II, ISO 27001, NIST CSF, and FCRA badges.Read 5 Oct 2026 · trustportal.truework.com
Support
Truework lists support at [email protected] and 1-833-878-3967, and says its account dashboard connects users to live chat support.Read 5 Oct 2026 · truework.com
Access
Teams can use Truework through a web app without integrating it into another system.Read 5 Oct 2026 · truework.com
Coverage
Truework says its platform can verify over 97% of U.S. workers.Read 5 Oct 2026 · truework.com
Data protection
Truework says it uses encryption at rest and in transit, including TLS 1.2 or greater, and tokenization to protect sensitive data.Read 5 Oct 2026 · truework.com
FCRA and consent
Truework says verification data is handled under the FCRA and requests require evidence of consumer consent.Read 5 Oct 2026 · truework.com
Orchestration
The platform routes requests to methods it expects to complete the verification quickly based on the customer’s plan and configuration.Read 5 Oct 2026 · help.truework.com
Pricing conditions
The pricing page says volume-based discounts are available through Sales, and verifiers are charged for completed verification requests.Read 5 Oct 2026 · help.truework.com
Reports
Truework describes its reports as unified and GSE-ready.Read 5 Oct 2026 · truework.com
Team features
Truework Teams includes monthly corporate billing, team user management, and is free for Truework users.Read 5 Oct 2026 · help.truework.com
Verification methods
It completes verifications using its Instant Network, Credentials, and Smart Outreach methods.Read 5 Oct 2026 · help.truework.com

Plans and prices

VOE reverification $19.95, paid once Per reverification Only employment (VOE) reverifications Read 5 Oct 2026 · help.truework.com
Standard VOE $59.95, paid once Per verification Flat rate · employment verification Read 5 Oct 2026 · help.truework.com
Standard VOI $64.95, paid once Per verification Flat rate · income verification Read 5 Oct 2026 · help.truework.com

Every Truework plan and price →

Strong points and limits

Strong points

  • Verifies over 97% of U.S. workers
  • Web app available without integration
  • REST API and LOS/POS connections
  • Unified, GSE-ready reports
  • Encryption, tokenization, and listed compliance badges

Limits

  • Paid per completed verification request
  • Listed coverage is domestic
  • Specific prices apply per verification
  • Volume discounts require contacting Sales

Who it suits

Mortgage-lending teams needing domestic income or employment verification through web, API, LOS, or POS connections. It also suits teams that need consent-based, FCRA-handled verification data.

Verdict

Truework combines multiple verification methods, broad stated U.S. worker coverage, and mortgage-system integrations. Its per-request pricing and domestic focus should be checked against your verification volume and geography.

Where Specifiction places it

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