Tech riderRev. 30 Sept 2026

Zip

Ch 226.8of 26Buy Now, Pay Later Platforms

1Runs onAndroid, API, Browser, iOS, Web
2Checkout channelsomnichannel
3Repayment terms2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free terms
4Merchant platformsBigCommerce; Magento 2; Salesforce; Shopify; WooCommerce
5Merchant settlementscheduled
6Consumer regionsUnited States; Australia; New Zealand
7Merchant dashboardYes

7 lines stated Written from the maker's own pages: zip.co, site.us.zip.co

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Overview

Zip is ranked #22 of 26 in buy now, pay later platforms on Specifiction. It runs on Android, API, Browser extension, iOS, Web.

Zip plans and pricing

All plans

Standard $5.93 once Per transaction For startups, SMBs, and growing businesses · no monthly or annual fees site.us.zip.co · 30 Sept 2026

Custom Custom pricing For enterprise businesses needing tailored solutions site.us.zip.co · 30 Sept 2026

Compared on buy now, pay later platforms

Free plan: Yeszip.co
Checkout channels: omnichannelzip.co
Repayment terms: 2 payments; 4 biweekly payments; 8 payments; Australia: weekly, fortnightly, or monthly schedules; up to 5 years interest-free termszip.co
Merchant platforms: BigCommerce; Magento 2; Salesforce; Shopify; WooCommercezip.co
Merchant settlement: scheduledzip.co
Consumer regions: United States; Australia; New Zealandzip.co
Merchant dashboard: Yeszip.co

Facts

What it does: Zip provides buy now, pay later (BNPL) checkout for online shoppers and e-commerce businesses.zip.co · 30 Sept 2026
Merchant payout: Zip says merchants get paid upfront while customers pay over time.zip.co · 30 Sept 2026
Checkout features: Online features include Express Checkout, mobile optimization, an in-app mobile SDK, widgets, and pre-qualification.zip.co · 30 Sept 2026
Payment channels: Merchants can accept Zip payments online, in-store, and in-app.site.us.zip.co · 30 Sept 2026
Integrations: Zip offers no-code, low-code, and app plugin integrations, virtual card options, and a custom API; its documentation names Shopify and WooCommerce as no-code platform options.docs.us.zip.co · 30 Sept 2026
Security: Zip states that its merchant plans include SOC 2 Type 2 and PCI DSS compliance and fraud protection.site.us.zip.co · 30 Sept 2026
Standard support: Standard plan support is available Monday to Friday, 9:00 a.m. to 5:00 p.m.site.us.zip.co · 30 Sept 2026
Enterprise support: The Custom plan offers 24/7 support and SLA options, plus a dedicated account manager.site.us.zip.co · 30 Sept 2026
Standard plan features: The Standard plan lists essential reporting and analytics, fast integration with quick launch, and access to platform plugins, developer documentation, and a help center.site.us.zip.co · 30 Sept 2026
Customer app: Zip's app supports four installments over six weeks, with automatic payments every two weeks from a linked debit or credit card.site.us.zip.co · 30 Sept 2026
Customer app platforms: Zip's customer app page directs users to download the app and describes adding its virtual card to Apple Wallet or Google Pay; the page does not name specific phone operating systems.site.us.zip.co · 30 Sept 2026
Eligibility and restrictions: Zip says each transaction is separately reviewed for approval and that Zip may be used only for U.S. purchases, with certain merchant, product, goods, and service restrictions.site.us.zip.co · 30 Sept 2026
Company and markets: Zip says it was founded in Australia in 2013 and operates in Australia and New Zealand and the US.zip.co · 30 Sept 2026