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Finance & Accounting

Best Bill Payment Software in 2026

Zil Money leads this list of 27 (8.6/10, free plan). Melio is next (8.3/10, free plan), and 1Bill is the next highest-placed option with a free plan (8.2/10). Bill payment software helps you organize and pay bills through digital services. Use this list to compare tools before choosing one for your payment workflow.

  1. 01 Zil Money

    It suits small and medium-sized businesses managing checks, payroll, and vendor payments.

    From $499.99/mo Free plan Web · iOS · Android · API
    8.6 Visit Specs
  2. 02 Melio

    Melio suits US businesses managing bills, invoices, and payments, particularly small and midsized businesses moving beyond spreadsheets or paper-based bill pay.

    Free plan Web · iOS · Android
    8.3 Visit Specs
  3. 03 1Bill
    Free plan Web · iOS · Android
    8.2 Visit Specs
  4. 04 doxo
    From $5.99/mo Free plan Web · iOS · Android
    8.1 Visit Specs
  5. 05 Paymentus

    Paymentus suits service providers and financial institutions seeking billing and payment options across consumer channels.

    Web · iOS · Android · API
    7.8 Visit Specs
  6. 06 Biller Genie
    From $24.95/mo Web
    6.8 Visit Specs
  7. 07 attenlo
    From ₹1,000/mo Free plan Web
    6.7 Visit Specs
  8. 08 ePayPolicy
    From $20/mo Web
    6.5 Visit Specs
  9. 09 Billhop
    Web
    6.3 Visit Specs
  10. 10 Plooto
    Web
    6.2 Visit Specs
  11. 11 ACI Speedpay
    Web · API
    6.0 Visit Specs
  12. 12 Bharat BillPay
    Web · API
    6.0 Visit Specs
  13. 13 BillGO Exchange
    Web
    5.9 Visit Specs
  14. 14 CORE EBPP
    Web
    5.9 Visit Specs
  15. 15 CheckFree
    Web
    5.8 Visit Specs
  16. 16 FIS BillerIQ
    Web · iOS · Android
    5.8 Visit Specs
  17. 17 KUBRA EZ-PAY
    Web · iOS · Android
    5.8 Visit Specs
  18. 18 CSG BillPay
    Web
    5.7 Visit Specs
  19. 19 ExpressoPay
    Web
    5.7 Visit Specs
  20. 20 InvoiceCloud
    Web
    5.6 Visit Specs
  21. 21 Plastiq
    Web · iOS · Android
    5.6 Visit Specs
  22. 22 PayNearMe
    Web
    5.5 Visit Specs
  23. 23 Orbipay EBPP
    Web
    5.4 Visit Specs
  24. 24 Paystar
    Web
    5.4 Visit Specs
  25. 25 Paystation EBPP
    Web
    5.4 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

Check the platform you need, free or trial access, paid-from pricing, recurring scheduling, approvals, status tracking, consumer portals, autopay support and scheduled bill limits.

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