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Finance & Accounting

Best Payment APIs in 2026

Payment APIs help businesses accept and manage payments through software. This list is for teams comparing services before choosing an integration.

  1. 01 Airwallex Payments

    It suits eCommerce stores, subscription businesses, online marketplaces, and platforms that need payment acceptance and fund management.

    From $12/mo Free plan Web · iOS · Android · API
    9.3 Visit Specs
  2. 02 Adyen

    Adyen is aimed at global businesses handling enterprise payment volume.

    Web · iOS · Android · API
    9.0 Visit Specs
  3. 03 Mollie

    Mollie suits businesses in Europe and the UK, including ecommerce, franchises, marketplaces, and SaaS businesses.

    From €9/mo Free plan Web · iOS · Android · API
    8.8 Visit Specs
  4. 04 GoCardless Bank Account Data

    It suits businesses that need consent-based access to bank account identity, balances and transaction history.

    Free plan Web · API
    8.1 Visit Specs
  5. 05 Authorize.net

    Authorize.net suits small businesses looking to accept payments across online, in-person and phone channels.

    From $25/mo Web · iOS · Android · API
    8.0 Visit Specs
  6. 06 Dwolla
    Web · API
    7.1 Visit Specs
  7. 07 PayPal CheckoutPayPal
    Free plan Web · API
    6.3 Visit Specs
  8. 08 Stripe Payments
    Free plan Web · iOS · Android
    6.3 Visit Specs
  9. 09 Braintree Fraud Protection
    Web · iOS · Android
    6.0 Visit Specs
  10. 10 Nuvei
    5.2 Visit Specs
How this list is ordered. Specifiction scores each tool on how fully its maker documents it, whether its prices are published, where the research puts it, the platforms it runs on and whether it can be tried for free (how we rank). Makers can also buy a numbered place (how Specifiction is paid for).

For each entry, compare its pricing model and starting price, whether a free plan is offered, and access through web, API, iOS, Android, or extensions.

Compare Airwallex Payments and Adyen Get a place on this list

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