Equifax CreditWatch
uk.equifax.com
What it is
Equifax CreditWatch combines credit-report monitoring with tools intended to help members spot identity risks. Daily Credit Alerts flag significant changes to a credit report, while the Equifax Credit Score is updated monthly; Equifax says checking it will not affect the score. WebDetect watches suspected fraud websites on the dark web and can alert members if personal or financial information appears. Monitoring can cover up to six email addresses, six telephone numbers, six bank accounts and 12 credit or debit cards, plus a driver’s licence and national insurance number. SocialScan searches social media for publicly available personal information that could put identity at risk. After signup and identity verification, members can access a full online Equifax Credit Report and view, download or print earlier reports as PDFs. The plan also lists an Open Banking Finance Monitor and customer-care support. CreditWatch runs on Android, iOS and the web. It costs £7.95 per month after the first 30 days free, with cancellation at any time; there is no free plan. Customer care is available weekdays from 8am to 6pm, excluding 25 and 26 December.
Spec sheet
- Purpose
- CreditWatch provides credit monitoring and identity theft protection tools from Equifax.Read 8 Oct 2026 · uk.equifax.com
- Free plan
- NoRead 21 Sep 2026 · uk.equifax.com
- Support
- Customer care is available 8am–6pm Monday to Friday, excluding 25 and 26 December; members can also check FAQs and raise a query through the online portal.Read 8 Oct 2026 · uk.equifax.com
- Headquarters
- London, United KingdomRead 28 Sep 2026 · uk.equifax.com
- Company
- Equifax Inc. was founded in Atlanta, Georgia, in 1899, and Equifax says it has operated in the UK since 1990.Read 8 Oct 2026 · equifax.co.uk
- App
- Equifax provides the myEquifax app, described on the product page as offering access to a free Credit Score and Car Finance Checker.Read 8 Oct 2026 · uk.equifax.com
- Bank account monitoring
- YesRead 21 Sep 2026 · uk.equifax.com
- Credit alerts
- Daily Credit Alerts notify members of significant changes to their credit report.Read 8 Oct 2026 · uk.equifax.com
- Credit reports
- After signup and ID verification, members can access their full Equifax Credit Report online and view, download or print historical credit reports as PDFs.Read 8 Oct 2026 · uk.equifax.com
- Credit score
- Members can track their Equifax Credit Score with monthly updates, and Equifax says checking the score will not harm it.Read 8 Oct 2026 · uk.equifax.com
- Dark-web monitoring
- YesRead 21 Sep 2026 · uk.equifax.com
- Monitored details
- WebDetect can be customised to monitor up to 6 email addresses, 6 telephone numbers, 6 bank accounts and 12 credit or debit cards, plus a driver’s licence and national insurance number.Read 8 Oct 2026 · uk.equifax.co.uk
- Privacy and security
- Equifax says personal data is stored on encrypted servers at secure physical locations and that it has internal policies and controls to reduce risks of loss, misuse, disclosure or accidental destruction.Read 8 Oct 2026 · equifax.co.uk
- Regulation
- Equifax Limited states that it is authorised and regulated by the Financial Conduct Authority.Read 8 Oct 2026 · equifax.co.uk
- SocialScan
- SocialScan searches social media sites for publicly available personal information that could compromise a member’s identity.Read 8 Oct 2026 · uk.equifax.com
- UK registered office
- Equifax Limited lists its registered office as 1 Angel Court, London, EC2R 7HJ.Read 8 Oct 2026 · equifax.co.uk
- WebDetect
- WebDetect monitors suspected fraud websites on the dark web 24/7 and alerts members if it finds their personal or financial information.Read 8 Oct 2026 · uk.equifax.com
Plans and prices
CreditWatch £7.95 a month First 30 days free, then £7.95 a month; cancel at any time. Unlimited online access to the credit report · Monthly Equifax Credit Score · Daily alerts for key credit-report changes · WebDetect and SocialScan · Open Banking Finance Monitor · Customer-care support Read 21 Sep 2026 · uk.equifax.com
Equifax CreditWatch £7.95 a month First 30 days free, then £7.95 a month; cancel at any time. Daily credit alerts · monthly Equifax Credit Score updates · WebDetect · SocialScan · full online credit report after ID verification · historical PDF reports Read 8 Oct 2026 · uk.equifax.com
Strong points and limits
Strong points
- Daily alerts flag significant credit-report changes.
- Monthly Equifax Credit Score updates.
- WebDetect and SocialScan cover different identity risks.
- Historical credit reports can be downloaded as PDFs.
- Available on Android, iOS and web.
Limits
- Costs £7.95 per month after the first 30 days.
- No free plan.
- Full report access requires identity verification.
- Customer care hours exclude weekends and 25–26 December.
Who it suits
CreditWatch is for people who want alerts about changes to their Equifax credit report and monitoring of specified personal or financial details. Access to the full report requires signup and identity verification.
Verdict
CreditWatch pairs credit-file alerts and score updates with dark-web and social-media monitoring. Consider the monthly charge and verification requirement when deciding whether its monitoring and report access suit your needs.
Where Specifiction places it
- Identity Theft Protection Services#5 of 258.4
- Identity theft protection#13 of 258.0
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