AccelClose From $149/mo · Free plan 9.4 Visit FINSYNC
finsync.com
What it is
FINSYNC is a web platform connecting business formation, financial operations, growth resources, funding options, and expert connections for entrepreneurs and US-based businesses. Its financial tools cover banking, invoicing and payments, bill pay, cash flow, accounting, and payroll. Accounting features include a customizable chart of accounts, cash and accrual reports, journal entries, and income and expense tracking by department, location, and associate. Businesses can connect existing bank and credit card accounts. Growth resources include a free Scale Assessment, frameworks, tools, playbooks, and growth coach connections. Funding Navigator helps businesses assess readiness and connect with banks, CDFIs, lenders, and investors. Formation, growth guidance, and funding options have free plans; Financial Operations starts at $18 a month, the accounting plan is $75 a month, and accounting with payroll is $115 a month. Listed payment charges include $0.50 per ACH payment and 2.9% + $0.30 per debit or credit card transaction. Payroll is $4.00 per employee per pay run. FINSYNC states that its service is currently intended for US residents.
Spec sheet
- Purpose
- FINSYNC connects business formation, financial operations, growth resources, funding options, and trusted experts in one platform.Read 7 Oct 2026 · finsync.com
- Integrations
- FINSYNC can connect to existing bank and credit card accounts, and its payment setup instructions document connecting an NMI gateway.Read 7 Oct 2026 · finsync.com
- Security
- FINSYNC says its information security measures include encryption, cyber threat detection, internal access controls, and independent security assessments.Read 7 Oct 2026 · finsync.com
- Support
- FINSYNC says every plan includes free U.S.-based customer support by live chat, email, or phone.Read 7 Oct 2026 · finsync.com
- Accounting
- Accounting features include a customizable chart of accounts, cash and accrual reports, journal entries, and income and expense tracking by department, location, and associate.Read 7 Oct 2026 · finsync.com
- Availability limit
- FINSYNC states that its service is currently intended for US residents and that some business types, including cryptocurrency and money services, marijuana-related businesses, privately owned ATMs, and gambling businesses, cannot be serviced.Read 7 Oct 2026 · finsync.com
- Company history
- FINSYNC says it was founded in 2011.Read 7 Oct 2026 · finsync.com
- Financial operations
- Its financial tools cover banking, invoicing and payments, bill pay, cash flow, accounting, and payroll.Read 7 Oct 2026 · finsync.com
- Funding
- Funding Navigator helps businesses assess readiness and connect with banks, CDFIs, lenders, and investors.Read 7 Oct 2026 · finsync.com
- Growth tools
- The platform offers a free Scale Assessment, proven frameworks, tools and playbooks, and growth coach connections.Read 7 Oct 2026 · finsync.com
- Hosting
- FINSYNC states that it hosts its data on Amazon Web Services and describes AWS security standards including ISO 27001, SOC 1/2/3, and PCI DSS Level 1.Read 7 Oct 2026 · finsync.com
- Payment fees
- Listed payment fees include $0.50 per ACH payment and 2.9% + $0.30 per debit and credit card transaction, with card rates determined by the synced merchant account.Read 7 Oct 2026 · finsync.com
- Payroll fees
- Payroll is listed at $4.00 per employee per pay run, and the per-employee price lowers after 10 employees and for high pay frequencies.Read 7 Oct 2026 · finsync.com
- Who it serves
- FINSYNC describes its platform as serving entrepreneurs and US-based businesses, with services spanning startup formation through business growth and scaling.Read 7 Oct 2026 · finsync.com
Plans and prices
Build to Grow Frameworks & Expert Guidance Free Scale Assessment · Proven Frameworks · Tools & Playbooks · Growth Coaches & Experts Read 7 Oct 2026 · finsync.com
Fund Your Growth Funding Navigator Free Funding readiness · Personalized options · Bank, CDFI & investor connections Read 7 Oct 2026 · finsync.com
Start Strong Formation & Planning Free Business formation · Business planning · Startup checklist · Local support & guidance Read 7 Oct 2026 · finsync.com
Financial Operations — Banking, Payments & Cash Flow $18 a month From $18/mo Banking · Payments · Cash flow · Transaction fees may apply Read 7 Oct 2026 · finsync.com
Financial Operations with Accounting $75 a month $75/mo Banking, payments & cash flow included · Accounting Read 7 Oct 2026 · finsync.com
Financial Operations with Accounting & Payroll $115 a month $115/mo Banking, payments, cash flow & accounting included · Payroll · $4.00 per employee per pay run Read 7 Oct 2026 · finsync.com
Strong points and limits
Strong points
- Free plans cover formation, growth guidance, and funding
- Accounting tracks income and expenses by department or location
- Funding Navigator connects businesses with lenders and investors
- Every plan includes US-based customer support
Limits
- Service is currently intended for US residents
- Payment and payroll fees may apply
- Some business types cannot be serviced
Who it suits
FINSYNC suits US-based entrepreneurs and businesses seeking formation, financial management, funding connections, or growth guidance in one platform. Its stated service limits exclude some business types, including cryptocurrency and gambling businesses.
Verdict
FINSYNC spans business planning, financial operations, and funding connections, with both free and paid options. Check the stated US-resident availability and transaction and payroll fees before choosing a plan.
Where Specifiction places it
- Accounting Automation Software#18 of 387.9
