Skip to content
SPECIFICTION
Get listed

Floatr

floatr.in

WebiOSAndroid
Visit floatr.in
Spec score 7.5 #12 of 28 in Employee Financial Wellness Software

What it is

Floatr is an employee financial wellness platform for India, with salary-linked investing, Corporate NPS, insurance, and planning tools. It connects payroll to investments so contributions can be invested before the remaining salary reaches an employee's bank account. Depending on what an employer enables, options include mutual fund SIPs, Corporate NPS, digital gold, and other products. Employees can complete digital onboarding, choose funds, adjust SIP amounts, track holdings, and manage goals in the app. For salary-linked mutual funds, participation is voluntary, and employees can change or stop SIPs at any time. The payroll-linked investing page says employees can start from ₹500 per month. Employers receive guided implementation and an HR portal with enrollment dashboards that do not expose personal holdings. Deductions can flow through an existing HRMS or payroll file, but specific integrations are not named. Floatr lists programs for salaried teams, gig and frontline teams, and education institutions. It says investments remain in an employee's own folio or NPS account after a job change, while payroll deductions stop when employment ends. Pricing is on request.

Spec sheet

What it does
Floatr describes itself as an employee financial wellness platform for India, combining salary-linked investing, Corporate NPS, insurance and planning tools.Read 4 Oct 2026 · floatr.in
Support
Floatr lists [email protected] as its support email and says it typically replies within 1–2 business days.Read 4 Oct 2026 · floatr.in
Headquarters
Bengaluru, IndiaRead 28 Sep 2026 · floatr.in
Data safeguards
Its data processing agreement describes encryption in transit and at rest, role-based access, multi-factor authentication for sensitive systems, monitoring, and vulnerability testing.Read 3 Oct 2026 · floatr.in
Deployment limits
Floatr says most company rollouts take a few weeks, depending on payroll integration scope.Read 3 Oct 2026 · floatr.in
Employee app
Employees can use the Floatr app to track portfolios, switch funds and manage goals.Read 4 Oct 2026 · floatr.in
Employee features
Employees can complete digital onboarding, choose funds, adjust SIP amounts, track holdings on mobile, and manage goals in the Floatr app.Read 3 Oct 2026 · floatr.in
Employee ownership
The company says investments remain in employees’ own folio or NPS account after they change jobs.Read 3 Oct 2026 · floatr.in
Employer features
Employers get guided implementation and an HR portal with enrollment dashboards that do not expose employees’ personal holdings.Read 3 Oct 2026 · floatr.in
Employer tools
Employers get an HR admin portal with enrollment dashboards, and the page says it does not expose employees’ personal holdings.Read 4 Oct 2026 · floatr.in
Investment minimum
The payroll-linked investing page says employees can start from ₹500 per month.Read 3 Oct 2026 · floatr.in
Investment options
Payroll-linked options include mutual funds, Corporate NPS and digital gold, depending on the benefits an employer enables.Read 4 Oct 2026 · floatr.in
Job changes
Floatr says investments remain in the employee’s own folio or NPS account after they change jobs, while payroll deductions stop when employment ends.Read 4 Oct 2026 · floatr.in
Minimum investment
The payroll-linked investing page says employees can start from ₹500 per month.Read 4 Oct 2026 · floatr.in
Mobile availability
The Floatr website links to app downloads on the Apple App Store and Google Play.Read 4 Oct 2026 · floatr.in
Payroll compatibility
The site says deductions can flow through an organisation’s existing HRMS or payroll file; it does not name specific integrations on this page.Read 4 Oct 2026 · floatr.in
Payroll investing
The platform connects an organisation’s payroll to investments so employees can invest from salary before the remainder reaches their bank account.Read 4 Oct 2026 · floatr.in
Security and compliance
The homepage states that Floatr is ISO 27001 certified, SOC 2 Type II certified and DPDPA compliant.Read 4 Oct 2026 · floatr.in
Security claims
Floatr’s homepage states it is ISO 27001 certified, SOC 2 Type II certified, and DPDPA compliant.Read 3 Oct 2026 · floatr.in
Voluntary participation
For salary-linked mutual funds, employees decide whether to participate, how much to invest, and can modify or stop SIPs at any time.Read 3 Oct 2026 · floatr.in
Workforce focus
Floatr offers Elevate+ for salaried teams, GigRise for gig and frontline teams, and Edvisor for education institutions.Read 3 Oct 2026 · floatr.in
Workforce programs
Floatr lists Elevate+ for salaried teams, GigRise for gig and frontline teams, and Edvisor for education institutions.Read 4 Oct 2026 · floatr.in

Strong points and limits

Strong points

  • Payroll-linked options include mutual fund SIPs and Corporate NPS.
  • Employees can start from ₹500 per month.
  • Participation in salary-linked mutual funds is voluntary.
  • HR dashboards do not expose personal holdings.

Limits

  • Pricing is on request.
  • Specific payroll integrations are not named.
  • Payroll deductions stop when employment ends.
  • Rollouts typically take a few weeks.

Who it suits

Floatr may suit employers in India seeking payroll-linked financial benefits for salaried, gig, frontline, or education teams. Employees who want to manage investments and goals through an app may also find its tools relevant.

Verdict

Floatr links payroll and employee investing while giving employers enrollment tools and employees portfolio and goal controls. Its available investment options depend on employer configuration, and pricing must be requested.

Where Specifiction places it

Alternatives to FloatrAll alternatives →