Tech riderRev. 19 Sept 2026

Katapult

Ch 127.0of 26Buy Now, Pay Later Platforms

1Runs onAndroid, API, iOS, Web
2Checkout channelsomnichannel
3Repayment termsweekly, bi-weekly, semi-monthly, or monthly
4Merchant platformsMagento, Shopify, WooCommerce, Salesforce Commerce Cloud
5Merchant settlementnext day
6Consumer regionsUnited States: 46 states and the District of Columbia
7Merchant dashboardYes

7 lines stated Written from the maker's own pages: katapult.com

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Overview

Katapult is ranked #12 of 26 in buy now, pay later platforms on Specifiction. It runs on Android, API, iOS, Web.

Compared on buy now, pay later platforms

Checkout channels: omnichannelkatapult.com
Repayment terms: weekly, bi-weekly, semi-monthly, or monthlykatapult.com
Merchant platforms: Magento, Shopify, WooCommerce, Salesforce Commerce Cloudkatapult.com
Merchant settlement: next daykatapult.com
Consumer regions: United States: 46 states and the District of Columbiakatapult.com
Merchant dashboard: Yeskatapult.com

Facts

What it does: Katapult offers lease-to-own payments that let customers lease eligible items and pay over time.katapult.com · 8 Oct 2026
Customer flow: Customers apply, shop in the Katapult app, then select Katapult at checkout to start a lease.katapult.com · 8 Oct 2026
Eligibility approach: Katapult says applying will not affect the customer’s credit score and describes its service as requiring no credit.katapult.com · 8 Oct 2026
Purchase options: Customers can choose to purchase leased items within three months, later in the lease, or at the end of the lease term; they may also return items without obligation.katapult.com · 8 Oct 2026
Retail categories: Katapult lists furniture, electronics, automotive and tires, mattresses, appliances, outdoor equipment, medical instruments, and hobby equipment as retail verticals.go.katapult.com · 8 Oct 2026
E-commerce integrations: The documentation lists plugins for Magento, Shopify, and WooCommerce, plus a JavaScript plugin and direct API integration.docs.katapult.com · 8 Oct 2026
Merchant integration setup: Katapult supports sandbox and live API environments, and its documentation says each integration receives a dedicated integrations engineer and engagement manager.docs.katapult.com · 8 Oct 2026
Shopify support: The Shopify guide says the integration supports Shopify and Shopify Plus and estimates installation takes about 30–40 minutes.docs.katapult.com · 8 Oct 2026
Retailer payment: Katapult says retailers receive upfront payment while customers lease to own over time.go.katapult.com · 8 Oct 2026
Late fees: Katapult’s e-commerce page says it charges no late fees.go.katapult.com · 8 Oct 2026
Customer support: The mobile app page lists phone and live chat support and gives service hours of Monday–Friday 7am–11pm CST, Saturday 8am–9pm CST, and Sunday 10am–8pm CST.katapult.com · 8 Oct 2026
Security: Katapult’s privacy policy says it uses commercially reasonable administrative, technical, and physical measures designed to safeguard personal information.katapult.com · 8 Oct 2026
Service availability: The mobile app page says the service is unavailable in Minnesota, New Jersey, Wisconsin, and Wyoming.katapult.com · 8 Oct 2026
Target customers: Katapult says its lease-to-own option focuses on helping people with low or evolving FICO scores get necessities such as furniture, appliances, and electronics.docs.katapult.com · 9 Oct 2026
Approval process: Katapult says its real-time approval process considers factors beyond credit scores and collects minimal customer information.docs.katapult.com · 9 Oct 2026
Shopping channels: Consumers can use Katapult through its app, at participating store locations, or during checkout on participating retailer websites.katapult.com · 9 Oct 2026
Payment paths: During an active lease, customers can continue scheduled payments, use an available early purchase option, or return the merchandise subject to their agreement.katapult.com · 9 Oct 2026
Fees: Katapult says it does not add late or insufficient-funds fees to leases.katapult.com · 9 Oct 2026
Integrations: Merchant integration options include extensions for platforms such as Magento, Shopify, and WooCommerce, a JavaScript plugin, direct API, and in-store checkout.docs.katapult.com · 9 Oct 2026
API security: The API requires OAuth 2.0 authentication and HTTPS, and provides separate sandbox and live environments with distinct OAuth keys.docs.katapult.com · 9 Oct 2026
API compatibility: Katapult describes its API as REST-based and compatible with retailers on custom and off-the-shelf platforms.docs.katapult.com · 9 Oct 2026
Privacy and security: Katapult says it uses commercially reasonable administrative, technical, and physical measures designed to safeguard personal information.katapult.com · 9 Oct 2026
Support: Katapult Customer Care is available by live chat on its website or by phone, with hours listed for every day of the week.katapult.com · 9 Oct 2026
Merchant onboarding: Katapult says each integration is assigned a dedicated Integrations Engineer and an Engagement Manager.docs.katapult.com · 9 Oct 2026
Notable limits: The official site says the service is unavailable in Minnesota, New Jersey, Wisconsin, and Wyoming.katapult.com · 9 Oct 2026