Tech riderRev. 20 Sept 2026
- 1Runs onAndroid, iOS
- 2Transfer speedinstant
- 3Mobile platformsboth
- 4Upfront fee displayYes
- 5Transfer trackingYes
5 lines stated Written from the maker's own pages: momo.vn

Overview
MoMo is ranked #76 of 82 in money transfer apps on Specifiction, made by MoMo (Ho Chi Minh City, Vietnam). It runs on Android, iOS.
Compared on money transfer apps
Facts
- Product
- MoMo is a mobile financial app offering an e-wallet, money transfers, payments, financial products and digital services.momo.vn · 11 Oct 2026
- Services
- MoMo says it offers more than 200 services, including transfers, bill payments, mobile top-ups, tickets, shopping and in-store payments.momo.vn · 11 Oct 2026
- Spending management
- The app can categorize transactions, track spending inside and outside MoMo, and provide spending reports.momo.vn · 11 Oct 2026
- Financial tools
- The app describes a financial center that brings together funds, summarizes assets and liabilities, and provides reminders for bills and debts.momo.vn · 11 Oct 2026
- Integrations
- MoMo says it is directly linked to more than 36 banks and supports Visa, Mastercard and JCB cards.momo.vn · 11 Oct 2026
- Security
- MoMo says it holds PCI DSS Level 1, ISO 27001:2022 and ISO 27701:2019 certifications and uses TLS/SSL backed by GlobalSign.momo.vn · 11 Oct 2026
- Privacy
- MoMo’s privacy policy says users may request access to or withdraw consent for certain personal-data processing, and can manage direct-marketing preferences in the app.momo.vn · 11 Oct 2026
- Support
- Customer support is available by phone at 1900 5454 41 for 1,000₫ per minute, Monday to Friday excluding holidays, during the listed morning and afternoon hours.momo.vn · 11 Oct 2026
- Transaction limits
- MoMo lists a monthly limit of 100,000,000₫ for personal wallet transfers and payments, with a separate limit of up to 300,000,000₫ per month for specified payment categories; the wallet balance cap is 200,000,000₫.momo.vn · 11 Oct 2026
- Fees
- MoMo says it does not charge account setup or general usage fees, but charges fees for certain services and transactions.momo.vn · 11 Oct 2026
- Eligibility
- MoMo says its privacy policy is not directed at children under 15; processing their personal data is handled through a legal representative as required by law.momo.vn · 11 Oct 2026
- Payments
- MoMo provides e-wallet, collection and disbursement support, and electronic payment gateway services under a State Bank of Vietnam license.momo.vn · 11 Oct 2026
- Money management
- The app can categorize transactions, track spending inside and outside MoMo, and show spending reports.momo.vn · 11 Oct 2026
- Financial overview
- MoMo says its Financial Center consolidates money sources, assets, and amounts due, and can remind users about bills and balances.momo.vn · 11 Oct 2026
- Group funds
- Group Funds lets members track contributions, withdrawals, shared spending, and balance changes, while fund owners can set recurring reminders.momo.vn · 11 Oct 2026
- Privacy controls
- Users can request information about personal data shared with MoMo or partners, withdraw consent, and change account visibility settings.momo.vn · 11 Oct 2026
- Account setup
- MoMo's setup guide includes phone registration, identity and biometric verification, face verification, and linking a bank account.momo.vn · 11 Oct 2026
- Platforms
- MoMo says its app is available through Google Play for Android and the App Store for iOS.momo.vn · 11 Oct 2026
- Fees and limits
- MoMo's help center says there is no maintenance fee, but some transactions incur fees; linked accounts have a wallet balance limit of 200,000,000đ and daily withdrawal or payment limit of 50,000,000đ.momo.vn · 11 Oct 2026
- Company
- The maker is Công ty Cổ phần Dịch vụ Di động Trực tuyến (M_Service), with headquarters in Ho Chi Minh City.momo.vn · 11 Oct 2026
Company
- Founded
- 2007momo.vn · 28 Sept 2026
- Headquarters
- Ho Chi Minh City, Vietnammomo.vn · 28 Sept 2026
Best MoMo alternatives
See all 20 All accessCh 01 Wise Free planAndroidiOS Free to start8.8 All accessCh 02 TransferGo Free planAndroidiOS Free to start8.8 All accessCh 03 Remitly Free planAndroidiOS Free to start8.6 All accessCh 04 Xe Money Transfer Free planAndroidiOS Free to start8.5 All accessCh 05 Paysera Free planAndroidAPI Free to start8.5 All accessCh 06 WorldRemit AndroidiOS 8.4
Where it ranks on Specifiction
- Best Money Transfer Apps in 2026#76 of 82
Is MoMo yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- momo.vn/chinh-sach-quyen-rieng-tu· checked 11 Oct 2026
- momo.vn/hoi-dap/momo-co-nhung-dich-vu-gi· checked 11 Oct 2026
- momo.vn· checked 11 Oct 2026
- momo.vn/an-toan-bao-mat· checked 11 Oct 2026
- momo.vn/dieu-khoan-dieu-le· checked 11 Oct 2026
- momo.vn/sieu-ung-dung-momo· checked 11 Oct 2026
- momo.vn/hoi-dap/cach-tai-vi-momo· checked 11 Oct 2026
- momo.vn/hoi-dap· checked 11 Oct 2026






