Tech riderRev. 4 Oct 2026
- 1Runs onAndroid, iOS, Web
- 2CostsFree plan · paid from £2.50/mo
- 3Asset scopecards + fiat
- 4Virtual cardsYes
- 5Peer transfersYes
- 6International transfersYes
- 7Supported platformsiOS, Android and AppGallery
- 8Transaction limit4,000 per transaction
8 lines stated Written from the maker's own pages: monese.com
Overview
Monese is ranked #3 of 44 in digital wallet apps on Specifiction. It runs on Android, iOS, Web. There is a free plan. Paid plans start at £2.50/mo.
Monese plans and pricing
All plansEveryday £2.95/mo Pay monthly 2 free bank transfers out monthly · £1 fee outside allowance monese.com · 4 Oct 2026
Cashback £7.95/mo Pay monthly 10 free bank transfers out monthly · £1 fee outside allowance monese.com · 4 Oct 2026
Premium £14.95/mo Pay monthly 200 free bank transfers out monthly · £1 fee outside allowance monese.com · 4 Oct 2026
Everyday £29.95/yr £2.50/month; £29.95 billed yearly 2 free bank transfers out monthly · £1 fee outside allowance monese.com · 4 Oct 2026
Cashback £79.95/yr £6.66/month; £79.95 billed yearly 10 free bank transfers out monthly · £1 fee outside allowance monese.com · 4 Oct 2026
Compared on digital wallet apps
- Free plan
- Yesmonese.com
- Asset scope
- cards_and_fiatmonese.com
- Virtual cards
- Yesmonese.com
- Peer transfers
- Yesmonese.com
- International transfers
- Yesmonese.com
- Supported platforms
- iOS, Android and AppGallerymonese.com
- Transaction limit
- 4,000 per transactionmonese.com
Facts
- Product
- Monese offers mobile money accounts for spending, sending and saving through an app.monese.com · 4 Oct 2026
- Account features
- Its accounts support payments, transfers, direct debits, standing orders, savings tracking, account details, and physical or virtual cards.monese.com · 4 Oct 2026
- Budgeting
- The app includes spending overviews, weekly and monthly budgets, and instant spending notifications.monese.com · 4 Oct 2026
- Savings pots
- Customers can create up to 10 savings pots with a roundup feature.monese.com · 4 Oct 2026
- Integrations
- Customers can add Monese cards to Apple Pay and Google Pay.monese.com · 4 Oct 2026
- Open Banking
- Customers can link multiple UK bank accounts to view balances and make instant top-ups from the Monese app.monese.com · 4 Oct 2026
- Security
- Security features include biometric login, multi-factor authentication, 3D Secure, single-device access, card locking, and real-time notifications.monese.com · 4 Oct 2026
- Safeguarding
- Monese says UK e-money funds are safeguarded and explains that its services are not covered by the Financial Services Compensation Scheme.monese.com · 4 Oct 2026
- Support
- Customers can contact Customer Support through in-app chat or email [email protected].monese.com · 4 Oct 2026
- Who it serves
- Monese says it serves people in 31 European countries and describes its accounts as useful for people underserved by traditional banks and for people travelling, living or working abroad.monese.com · 4 Oct 2026
- Account opening
- The site says applicants need an email address, phone number, government ID and an in-app video selfie, and must be at least 18 and live in one of 31 EEA countries.monese.com · 4 Oct 2026
- Notable limits
- The site says Monese has no physical branches and does not handle cash or cheques, though customers can add cash at more than 84,000 payment locations in the UK and Europe.monese.com · 4 Oct 2026
Company
- Founded
- 2015monese.com · 28 Sept 2026
- Headquarters
- London, United Kingdommonese.com · 28 Sept 2026
Best Monese alternatives
See all 20 All accessCh 01 Guarda Wallet Free planAndroidBrowser Free to start7.7 All accessCh 02 Monzo Free planFree trialAndroid Free to start7.6 All accessCh 04 Google Pay Free planAndroidiOS Free to start7.3 All accessCh 05 PayPal Invoicing Free planWebiOS Free to start7.3 All accessCh 06 Wise Free planAndroidiOS Free to start7.3 All accessCh 07 Apple Pay Free planiOSMac Free to start7.2
Where it ranks on Specifiction
- Best Digital Wallet Apps in 2026#3 of 44
Is Monese yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- monese.com· checked 4 Oct 2026
- monese.com/features· checked 4 Oct 2026
- monese.com/features/open-banking· checked 4 Oct 2026
- monese.com/features/security· checked 4 Oct 2026
- monese.com/contact· checked 4 Oct 2026
- monese.com/our-pricing· checked 4 Oct 2026