Tech riderRev. 11 Oct 2026

Payconiq

Ch 736.6of 82Money Transfer Apps

1Runs onAndroid, API, iOS
2Recipient methodsbank
3Mobile platformsboth
4Transfer trackingYes

4 lines stated Written from the maker's own pages: payconiq.lu

Visit site Alternatives

Overview

Payconiq is ranked #73 of 82 in money transfer apps on Specifiction, made by Payconiq (9-11 rue Joseph Junck, L-1839 Luxembourg, Luxembourg). It runs on Android, API, iOS.

Payconiq plans and pricing

All plans

Payconiq for merchants No subscription or installation fees; merchants pay when they receive a payment. Commission pricing is adapted to the merchant; no fixed costs stated payconiq.lu · 11 Oct 2026

Compared on money transfer apps

Free plan: Yespayconiq.lu
Recipient methods: bankpayconiq.lu
Mobile platforms: bothpayconiq.lu
Transfer tracking: Yespayconiq.lu

Facts

What it does: Payconiq is a mobile banking payment solution for paying in stores, online and in apps, paying bills, and transferring money.payconiq.lu · 11 Oct 2026
Payment flow: Payments are made directly from the user’s bank account to the recipient’s account.payconiq.lu · 11 Oct 2026
Merchant uses: The maker lists point-of-sale, e-commerce, invoice payments and nonprofit fundraising as merchant use cases.payconiq.lu · 11 Oct 2026
In-store options: Merchants can accept payments using terminal, customer-screen, receipt or standalone QR codes, including QR codes with customer-defined, fixed or changeable amounts.payconiq.lu · 11 Oct 2026
Online checkout: Online merchants can offer QR-code payments or App2App payments, with payment confirmation returned to their system after bank approval.payconiq.lu · 11 Oct 2026
Integrations: The maker says Payconiq works with e-commerce plugins but does not name them on the page; its point-of-sale page also describes integration with POS systems.payconiq.lu · 11 Oct 2026
Security: Payconiq describes itself as a banking service that meets high security and encryption standards.payconiq.lu · 11 Oct 2026
Regulatory status: Payconiq International SA says it is authorized as a Luxembourg payment institution and supervised by the CSSF.payconiq.lu · 11 Oct 2026
Mobile apps: The maker says participating banks provide their own Payconiq apps through the App Store or Google Play.payconiq.lu · 11 Oct 2026
Bank partners: The maker names Spuerkeess, POST Luxembourg, BIL, BGL BNP Paribas, ING Luxembourg and Raiffeisen Luxembourg as banks offering Payconiq to customers.payconiq.lu · 11 Oct 2026
User fees: The maker says the bank’s Payconiq app is free and payments, transfers and receipts are free for users, excluding mobile-operator communication costs.payconiq.lu · 11 Oct 2026
Support: The maker directs consumers to their bank for general information and activation help, and says Buckaroo is the primary merchant-services contact during and after the transition.payconiq.lu · 11 Oct 2026
Transition: The maker says Payconiq payments are migrating to Wero in 2026 and that the Payconiq brand and app will no longer be used after the transition.payconiq.lu · 11 Oct 2026