Skip to content
SPECIFICTION
Get listed

Paymi

paymi.app

Free plan iOS
Visit paymi.app
Spec score 7.4 #17 of 27 in Mobile Payment Processing Software

What it is

Paymi is an iOS app for eligible businesses, sole traders, and other entities to accept card payments with Tap to Pay on iPhone. Merchants can use an iPhone without an extra terminal or payment hardware. Customers can pay with major debit and credit cards, Apple Pay, or Google Pay. The app supports bill splitting, tips, automatic discounts and taxes, payment links, and real-time transaction views. Paymi uses Stripe Connect Standard accounts; Stripe manages processing, payouts, disputes, and chargebacks. Paymi says it does not collect or store card or banking information. Listed markets include the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries. Tap to Pay requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets. The Free plan has no subscription and charges a 1.2% Paymi application fee per transaction, plus Stripe fees. Pro plans have 0% Paymi application fees, while Stripe fees still apply. Pro pricing varies by App Store storefront; UK listings show £9.99/month or £79.99/year.

Spec sheet

Purpose
Paymi is a mobile app that lets eligible users accept card payments using Tap to Pay on iPhone.Read 8 Oct 2026 · paymi.app
Privacy
Paymi says it does not sell or rent personal data and collects aggregated or anonymized analytics and technical diagnostic data.Read 8 Oct 2026 · paymi.app
Support
Users can contact Paymi at [email protected] for help.Read 8 Oct 2026 · paymi.app
Founded
2023Read 28 Sep 2026 · paymi.app
Device requirement
The homepage says Tap to Pay on iPhone requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets.Read 8 Oct 2026 · paymi.app
No extra hardware
The maker says merchants can accept payments with an iPhone without extra terminals or hardware.Read 8 Oct 2026 · paymi.app
Payment options
The homepage says Paymi supports splitting bills and tips, automatic discounts and taxes, and payment links.Read 8 Oct 2026 · paymi.app
Processing provider
Paymi uses Stripe Connect Standard accounts, and Stripe manages payment processing, payouts, disputes, and chargebacks.Read 8 Oct 2026 · paymi.app
Security and payment data
Paymi says sensitive payment information is processed by Stripe and Paymi does not collect or store card or banking information.Read 8 Oct 2026 · paymi.app
Security limits
Paymi says it takes reasonable measures to protect the limited information it collects but cannot guarantee absolute security.Read 8 Oct 2026 · paymi.app
Supported markets
The terms list the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries as supported markets.Read 8 Oct 2026 · paymi.app
Target users
The terms say Paymi is for businesses, sole traders, or other entities legally able to accept payments in supported countries.Read 8 Oct 2026 · paymi.app
Transaction view
The homepage says users can see transactions in real time.Read 8 Oct 2026 · paymi.app

Plans and prices

Free Free No subscription · 1.2% Paymi application fee per transaction, plus Stripe fees Read 8 Oct 2026 · paymi.app
Paymi Pro (monthly) Price not published Monthly price varies by App Store storefront; UK listing shows £9.99/month 0% Paymi application fees on transactions · Stripe fees still apply Read 8 Oct 2026 · paymi.app
Paymi Pro (yearly) Price not published Yearly price varies by App Store storefront; UK listing shows £79.99/year 0% Paymi application fees on transactions · Stripe fees still apply Read 8 Oct 2026 · paymi.app

Every Paymi plan and price →

Strong points and limits

Strong points

  • Tap to Pay without extra hardware
  • Supports Apple Pay and Google Pay
  • Real-time transaction view
  • Payment links and bill splitting
  • No subscription on Free plan

Limits

  • iOS only
  • Free plan charges 1.2% per transaction
  • Stripe fees still apply
  • Tap to Pay may have limits

Who it suits

It suits eligible businesses and sole traders in supported markets who want to accept payments with an iPhone. It is aimed at users who do not want a separate payment terminal.

Verdict

Paymi puts card acceptance, payment options, and transaction viewing on an iPhone. The free tier has a stated application fee, while Pro removes that fee but still leaves Stripe charges and storefront-dependent pricing.

Where Specifiction places it

Alternatives to PaymiAll alternatives →