Personal Finance Software
Alternatives to PocketSmith
PocketSmith brings together automatic bank feeds, budgeting, bill and net-worth tracking, reports, multi-currency accounts and long-range forecasting. Its calendar can project daily balances up to 60 years on Fortune, while custom dashboards and financial-document tools keep different parts of a financial picture together. The free plan is available for casual budgeters, but it allows two accounts, 12 budgets, two dashboards and six months of projections. Foundation starts at $9.99 per month when billed annually, and paid plans set connected-bank limits by tier.
- 01 SoFi
SoFi suits people who want banking, investment options, and financial tracking in one platform.
Free plan Web · Windows · macOS · iOS9.5 Visit Specs - 02
YNAB YNAB suits people who want to plan spending, track bills and net worth, and set savings goals across devices.
From $9.08/mo Free plan Web · iOS · Android · API9.4 Visit Specs - 03 MoneyPatrol
MoneyPatrol suits people who want to monitor multiple areas of personal finance and share a dashboard with a spouse or financial adviser.
From $1.67/mo Free plan Windows · macOS · Linux9.2 Visit Specs - 04
GnuCash It suits individuals and small businesses that want desktop accounting with double-entry records, reports, and transaction imports.
Free plan Open source Windows · macOS · Linux · iOS9.1 Visit Specs - 05 TimelyBills From $2.08/mo Free plan iOS · Android9.0 Visit Specs
- 06
Budgero Budgero suits people who want category-based budgeting across currencies, with options for shared budgets and data export.
From $2.92/mo Free plan Web · Windows · macOS · Linux9.0 Visit Specs - 07 Talvo
Talvo suits people who want budgets, spending analysis and net-worth tracking across web and mobile.
From €5/mo Free plan Web · iOS · Android8.9 Visit Specs - 08 BudgetPilot Free plan Web · Windows · macOS · Linux8.9 Visit Specs
- 09 Wallet by BudgetBakers
Wallet suits people who want to track budgets, bills, accounts, and net worth across web and mobile.
Free plan Web · iOS · Android8.8 Visit Specs - 10 Sure
Sure suits people who want to manage personal or business finances with detailed transaction tools, budgets, and asset tracking.
Free plan Web · macOS · iOS · Android8.8 Visit Specs - 11
dLedger From $12/mo Free plan Web · Windows · macOS · Linux8.8 Visit Specs - 12 TallyMint From $9.99/mo Free trial Web · Windows · macOS · Linux8.8 Visit Specs
- 13 Buckets
Buckets suits people who want budgeting and bill tracking across desktop and mobile, with finances stored on their computer.
Free trial Windows · macOS · Linux · iOS8.8 Visit Specs - 14 Trout From €4.92/mo Free plan Web · API · Self-hosted8.8 Visit Specs
- 15 ExtMoney From $2.99/mo Free plan iOS · Android8.8 Visit Specs
- 16 Quicken From $3.99/mo Web · Windows · macOS8.7 Visit Specs
- 17
Actual Budget Actual Budget suits people who want envelope budgeting, transaction and bill tracking, and reports across desktop and web.
Free plan Web · Windows · macOS · Linux8.7 Visit Specs - 18
Money Manager Ex Free plan Windows · macOS · Linux · iOS8.7 Visit Specs - 19
MoneyWiz From $2.50/mo Free trial macOS · iOS8.7 Visit Specs - 20
BankTree Personal Finance From £3.50/mo Free trial Web · Windows · macOS · Linux8.7 Visit Specs - 21 Finanzguru From €0.99/mo Free plan macOS · iOS · Android8.7 Visit Specs
- 22
BudgetBuddie From $9.50/mo Free plan Web · iOS · Android8.7 Visit Specs - 23 Tiller Money From $8.25/mo Free trial Web · Windows · macOS · iOS8.7 Visit Specs
- 24 Qinta From €2.99/mo Free plan Web · macOS · iOS · Android8.7 Visit Specs
- 25
Kubera From $20.83/mo Free trial Web · iOS · Android8.6 Visit Specs - 26 Securo Free plan Web · Windows · macOS · Linux8.6 Visit Specs
- 27 Fina Money From $8.25/mo Free plan Web8.6 Visit Specs
- 28 Financius From 4.90 CLP/mo Free plan Web · iOS · Android · API8.6 Visit Specs
- 29 Splitwise
It suits people sharing household or trip costs who need to track balances and divide expenses in different ways.
Free plan Web · iOS · Android · API8.6 Visit Specs - 30
Settle Up Settle Up suits groups that share bills, travel expenses, or household costs.
Free plan Web · Windows · macOS · iOS8.6 Visit Specs
Choosing instead of PocketSmith
An alternative may suit you better if those limits, the price or the forecasting emphasis do not match your needs. Compare automatic versus manual account updates, the budgeting method, supported platforms and whether you need mobile access, self-hosting or specific asset tracking. A free plan, a lower starting price or a different balance between account management and forecasting can matter more than PocketSmith’s broad bank coverage. Check which product fits the way you organize accounts, bills, budgets and net worth before changing.