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SPECIFICTION
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Smart eNotary

smartenotary.com

WebAPI

What it is

Smart eNotary is a site that loads Stavvy’s eSign application, displaying “Welcome to eSign.” Stavvy provides digital closing services for real estate professionals, including remote online notarization, in-person electronic notarization, electronic signing, audit trails, video and document storage, identity proofing, eNote, and an Eligibility Engine. Remote notarization uses identity checks, remote video, and digital signatures for document submission, notarization, and delivery. In-person electronic notarization supports closings on tablets or similar devices with signers and mobile notaries. Remote signer checks may include government ID verification, credential analysis, knowledge-based authentication, biometric verification, and webcam liveness detection. Electronic signatures can be used before closing on non-notarized documents in hybrid eClosings. Stavvy applies notarial certificates, signatures, and seals with tamper-evident PKI/X.509 cryptography and states SOC 2 Type 2 compliance. It integrates with ICE Mortgage Technology’s Encompass. The public API uses machine-to-machine authentication with Stavvy-provisioned client credentials. Support includes weekday help and live chat from 8 am to 8 pm ET. Services are intended for people in the United States.

Spec sheet

Purpose
Stavvy describes its platform as providing digital closing services, remote signing and notarization, electronic signing, audit trails, video and document storage, identity proofing, and related support.Read 5 Oct 2026 · stavvy.com
Audience
Stavvy describes its digital mortgage platform as serving lenders working with title and settlement professionals and borrowers.Read 5 Oct 2026 · stavvy.com
API
Stavvy’s public API uses machine-to-machine authentication, with client credentials provisioned by Stavvy.Read 4 Oct 2026 · developer.stavvy.com
Security
Stavvy says it maintains a SOC 2 Type 2 audit report for its platform.Read 5 Oct 2026 · stavvy.com
Compliance
Stavvy says its platform is certified by MISMO and approved by Fannie Mae, Freddie Mac, Ginnie Mae, and MERS.Read 5 Oct 2026 · stavvy.com
Support
The Stavvy Help Center lists support-team and live-chat hours as Monday through Friday, 8 am to 8 pm ET, and says they are closed on weekends.Read 5 Oct 2026 · support.stavvy.com
Audit trail
Stavvy says its digital foreclosure notarization solution preserves a digital audit trail and uses digital tamper seals.Read 5 Oct 2026 · stavvy.com
Document security
Stavvy applies notarial certificates, signatures, and seals to electronic documents using tamper-evident PKI/X.509 cryptography.Read 4 Oct 2026 · support.stavvy.com
eClosing features
The eClosing page lists remote online notarization, in-person electronic notarization, eNote, eSign, and an Eligibility Engine.Read 5 Oct 2026 · stavvy.com
eSign
The platform supports electronic signing, including pre-closing signatures on non-notarized documents in hybrid eClosings.Read 4 Oct 2026 · stavvy.com
Geographic availability
Stavvy's Terms of Use say its services are intended for use only by people located in the United States.Read 5 Oct 2026 · stavvy.com
Geographic scope
Stavvy’s terms say its services are intended for use only by people located in the United States.Read 4 Oct 2026 · stavvy.com
Identity checks
The signer guide describes credential analysis of a government-issued ID and knowledge-based authentication as steps in RON identity verification.Read 5 Oct 2026 · support.stavvy.com
Integration
Stavvy's Encompass integration supports eSign, eNote, eVault, RON, and IPEN within the closing process.Read 5 Oct 2026 · meet.stavvy.com
IPEN
In-person electronic notarization lets a signer and mobile notary complete a closing in person on a tablet or similar device.Read 5 Oct 2026 · stavvy.com
Notary service
Stavvy offers access to a network of real estate notaries who prepare documents and conduct RON and IPEN closings.Read 4 Oct 2026 · stavvy.com
Pricing
Stavvy’s terms state that customer fees are set out in order forms, statements of work, or exhibits.Read 4 Oct 2026 · stavvy.com
Product identity
The Smart eNotary site loads a Stavvy eSign application and displays “Welcome to eSign.”Read 4 Oct 2026 · smartenotary.com
Product scope
Stavvy offers digital closing services including remote signing and notarization, electronic signing, audit trails, video and document storage, and identity verification.Read 4 Oct 2026 · stavvy.com
RON
Its remote online notarization service uses identity verification, remote video, and digital signatures for electronic document submission, notarization, and delivery.Read 5 Oct 2026 · stavvy.com
RON requirements
The meeting guide says signers need a computer with camera and microphone plus a smartphone camera for ID verification; it recommends Google Chrome.Read 5 Oct 2026 · support.stavvy.com

Strong points and limits

Strong points

  • Supports remote and in-person electronic notarization
  • Provides multi-step identity verification
  • Includes audit trails and tamper-evident seals
  • Integrates with Encompass
  • Offers API access and notary network

Limits

  • Services intended only for U.S. users
  • Pricing is provided through customer documents
  • Support is closed on weekends
  • Remote sessions require camera-equipped devices

Who it suits

It is intended for title and settlement agents, mortgage lenders and servicers, and real estate law firms handling U.S. digital closings.

Verdict

Stavvy combines RON, IPEN, eSign, identity proofing, records, and notary access for real-estate closing workflows. U.S.-only availability, quote-based fees, and stated device requirements shape its fit.

Where Specifiction places it

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