Tech riderRev. 5 Oct 2026
- 1Runs onAndroid, iOS, Web
- 2CostsNot stated by the maker
1 lines stated Written from the maker's own pages: ramseysolutions.com

Overview
SmartDollar is ranked #16 of 28 in employee financial wellness software on Specifiction. It runs on Android, iOS, Web. There is no free plan.
SmartDollar plans and pricing
All plansCustom employer plan Not published Custom quote; pricing may be structured as an annual all-access fee, utilization-based pricing, or a pilot program. Employer-sponsored · Employee access included at no charge · Annual or multi-year contracts ramseysolutions.com · 5 Oct 2026
Compared on employee financial wellness software
- Free plan
- Noramseysolutions.com
Facts
- Purpose
- SmartDollar is an employer-sponsored financial wellness benefit that gives employees a step-by-step money plan and aims to improve productivity, retention, and 401(k) engagement.ramseysolutions.com · 5 Oct 2026
- Financial plan
- The program follows Dave Ramsey’s 7 Baby Steps, guiding employees through budgeting, emergency savings, debt payoff, and building wealth.ramseysolutions.com · 5 Oct 2026
- Included tools
- The benefit includes premium EveryDollar budgeting, tax filing software, an online will-maker, and financial education.ramseysolutions.com · 5 Oct 2026
- Coaching
- Employees receive unlimited one-on-one financial coaching in English or Spanish, as well as group coaching.ramseysolutions.com · 5 Oct 2026
- Ask SmartDollar AI
- Ask SmartDollar AI provides answers to employees’ money questions from Ramsey financial experts.ramseysolutions.com · 5 Oct 2026
- Employer portal
- SmartCenter gives employers participation and engagement reporting, financial progress metrics, and launch and promotional materials.ramseysolutions.com · 5 Oct 2026
- HRIS integration
- SmartDollar integrates with employers’ HRIS through secure, encrypted file transfers that automatically keep employee eligibility lists current.ramseysolutions.com · 5 Oct 2026
- Privacy
- Employers can see engagement and participation data, while the product page says employees’ financial information stays private from their employer.ramseysolutions.com · 5 Oct 2026
- Security
- SmartDollar states that it is SOC 2 Type 2 compliant, encrypts data in transit and at rest, requires multi-factor authentication, and uses least-privilege access.ramseysolutions.com · 5 Oct 2026
- Regulated data
- SmartDollar says users are not required to submit sensitive or regulated data such as PCI/DSS or HIPAA data to use the service.ramseysolutions.com · 5 Oct 2026
- Access
- SmartDollar is a web application accessible on desktop and mobile devices; its technical requirements list current versions of Edge, Firefox, Chrome, and Safari, plus Android and iOS mobile browsers.ramseysolutions.com · 5 Oct 2026
- Support
- Each client is paired with a relationship manager and a dedicated team that supports launch and ongoing employee communications.ramseysolutions.com · 5 Oct 2026
- Eligibility and limits
- Employee access is tied to active employment and ends when an employee leaves the company; SmartDollar says it does not offer credit monitoring or earned wage access.ramseysolutions.com · 5 Oct 2026
- Who it serves
- SmartDollar says it serves organizations of all sizes and supports full-time, part-time, remote, hourly, and salaried employees.ramseysolutions.com · 5 Oct 2026
Company
- Headquarters
- Franklin, Tennessee, United Statesramseysolutions.com · 28 Sept 2026
Best SmartDollar alternatives
See all 20 All accessCh 01 Saventh Free planAndroidAPI Free to start7.4 All accessCh 02 Emma Free planWebiOS from £4.99/mo7.1 All accessCh 03 FinFit Free planAndroidiOS Free to start7.1 All accessCh 04 OneEleven LaunchPad Free planAndroidiOS Free to start7.1 All accessCh 05 Best Money Moves AndroidAPI 7.0 All accessCh 06 Floatr AndroidiOS 7.0
Where it ranks on Specifiction
Is SmartDollar yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- ramseysolutions.com/corporate-wellness/smartdollar· checked 5 Oct 2026
- ramseysolutions.com/corporate-wellness/financial-wellness/w· checked 5 Oct 2026
- ramseysolutions.com/corporate-wellness/smartdollar/security· checked 5 Oct 2026
- ramseysolutions.com/corporate-wellness/smartdollar/technica· checked 5 Oct 2026
