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SPECIFICTION
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Thrive

mythrive.co.uk

From $0.05/mo WebiOSAndroid
Visit mythrive.co.uk
Spec score 7.4 #16 of 28 in Employee Financial Wellness Software

What it is

Thrive is a platform for UK organisations that combines workplace pensions, employee benefits and financial wellbeing tools. Employees can use its website or Android and iOS apps to browse employer-selected benefits, a curated marketplace and Thrive Academy’s short lessons on budgeting, saving, goal setting, ISAs, pensions, retirement planning, investments and salary sacrifice. The app also offers confidential one-to-one coaching with independent financial coaches, by phone or in the app. Coaches can refer complex cases to qualified financial advisers for regulated, personalised guidance; adviser fees apply, while coaching is included in membership. The workplace pension is powered by Smart Pension and supports in-app management, flexible investment options and coaching. Employers receive a dashboard with real-time engagement information, usage, ROI and pension sign-ups, and can connect payroll. Benefit availability depends on employer choices. Overall pricing is on request; the listed workplace pension plan costs $0.60 a year, billed as a 0.60% total annual cost.

Spec sheet

What it does
Thrive brings workplace pensions, employee benefits and financial wellbeing together in one platform for organisations and their employees.Read 9 Oct 2026 · mythrive.co.uk
Security
Thrive’s help page says the app is secure and encrypted and personal information stays private.Read 9 Oct 2026 · help.mythrive.co.uk
Support
Thrive lists customer support at [email protected] and +44 1452 922000.Read 9 Oct 2026 · mythrive.co.uk
Headquarters
Gloucester, Gloucestershire, UKRead 28 Sep 2026 · mythrive.co.uk
Advice fees
Financial coaching is included as part of Thrive membership, while adviser fees apply.Read 9 Oct 2026 · mythrive.co.uk
Benefits
The platform brings employee benefits together in an app and offers a curated benefits marketplace and engagement insights.Read 9 Oct 2026 · mythrive.co.uk
Coaching
Employees can speak confidentially with independent financial coaches one-to-one in the app or by phone.Read 9 Oct 2026 · mythrive.co.uk
Eligibility limits
Available workplace benefits depend on what an employer chooses to offer, and not all benefits are available to everyone.Read 9 Oct 2026 · help.mythrive.co.uk
Employer dashboard
The employer dashboard provides real-time insights into engagement with pensions, benefits and financial education, and can track usage, ROI and pension sign-ups.Read 9 Oct 2026 · mythrive.co.uk
Financial education
Thrive Academy offers bite-sized video lessons, tools and lessons on topics including budgeting, goal setting, ISAs and retirement planning.Read 9 Oct 2026 · mythrive.co.uk
Payroll
Thrive says employers can connect payroll and track employee usage and engagement in real time.Read 9 Oct 2026 · mythrive.co.uk
Pension features
Employees can manage their workplace pension in the app, with flexible investment options and confidential financial coaching.Read 9 Oct 2026 · mythrive.co.uk
Pension provider
Thrive’s workplace pension is powered by Smart Pension.Read 9 Oct 2026 · mythrive.co.uk
Platform access
Employees can use Thrive through its website and its app listed in the Apple App Store and Google Play.Read 9 Oct 2026 · help.mythrive.co.uk
Regulated advice
Thrive coaches can refer employees to qualified financial advisers for regulated, personalised guidance on complex financial needs.Read 9 Oct 2026 · mythrive.co.uk
Who it is for
Thrive describes its platform as designed for UK businesses and their employees.Read 9 Oct 2026 · mythrive.co.uk

Plans and prices

Workplace pension $0.60 a year 0.60% total annual cost Workplace pension; total annual cost Read 9 Oct 2026 · mythrive.co.uk

Every Thrive plan and price →

Strong points and limits

Strong points

  • Web, Android and iOS access
  • One-to-one coaching included
  • Employer engagement dashboard
  • Smart Pension workplace pension
  • Financial education library

Limits

  • Benefit availability varies by employer
  • Adviser fees apply
  • Overall pricing requires a request

Who it suits

Thrive is designed for UK businesses and their employees seeking workplace benefits, pension management and financial education in one service. It also suits employers wanting engagement and payroll tracking.

Verdict

Thrive combines pensions, benefits, education and coaching across web and mobile access. Employers should confirm which benefits they will offer and request full pricing.

Where Specifiction places it

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