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SPECIFICTION
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Your Money Line

yourmoneyline.com

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Spec score 6.8 #26 of 28 in Employee Financial Wellness Software

What it is

Your Money Line is an employer-provided financial wellness benefit combining software, education and access to certified Financial Guides. Employees at participating companies can track spending, create budgets, receive AI-driven suggestions and connect banking, retirement and other accounts for a consolidated financial view. Guides are available without a usage limit by phone, text, email or chat, and the library includes courses, webinars, videos, worksheets and articles. Other listed tools cover goals, assessments, credit and identity monitoring, a money podcast and tax filing. Employees and dependents use the benefit for free while the employee works for a participating employer, but the employer must offer it. Some features, including courses, identity protection, Ideal Budget and live chat, are desktop-only. An optional Identity Protection add-on includes monitoring, restoration services and $1 million of insurance.

Spec sheet

Purpose
Your Money Line is an employer-provided financial wellness benefit combining software, certified money coaches, and financial education for employees.Read 30 Sep 2026 · yourmoneyline.com
Integrations
The pricing page lists account integration and optional single sign-on, but does not name specific integration providers.Read 30 Sep 2026 · yourmoneyline.com
Security
The pricing page lists multi-factor authentication, while the privacy policy says it uses SSL to protect information transmitted between users’ browsers and its website and software.Read 30 Sep 2026 · yourmoneyline.com
Headquarters
Indianapolis, Indiana, United StatesRead 28 Sep 2026 · yourmoneyline.com
Account connections
Participants can connect banking, retirement, and other financial accounts to view a consolidated financial picture and receive spending recommendations.Read 30 Sep 2026 · yourmoneyline.com
Budgeting and insights
The app provides spending tracking, budgeting, and AI-driven suggestions to improve finances.Read 30 Sep 2026 · yourmoneyline.com
Coach credentials
The company says its Financial Guides hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy.Read 30 Sep 2026 · yourmoneyline.com
Company history
The company’s history page says Advanced Planning Solutions was incorporated in 2002 and Your Money Line was launched in 2017.Read 30 Sep 2026 · yourmoneyline.com
Eligibility limit
Employees and their dependents can use the benefit for free while the employee works at a participating company; employees need their employer to offer it.Read 30 Sep 2026 · yourmoneyline.com
Financial coaching
Employees can contact Financial Guides without a usage limit by phone, text, email, or chat.Read 30 Sep 2026 · yourmoneyline.com
Identity protection add-on
The optional Identity Protection add-on includes personal identity monitoring, $1 million of insurance, and identity restoration services.Read 30 Sep 2026 · yourmoneyline.com
Learning
The platform offers on-demand courses, webinars, videos, worksheets, and articles.Read 30 Sep 2026 · yourmoneyline.com
Mobile feature availability
The company says some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are available only in the desktop app.Read 30 Sep 2026 · yourmoneyline.com
Other features
The app includes credit and identity monitoring, goals and assessments, a personalized money podcast, and tax filing.Read 30 Sep 2026 · yourmoneyline.com
Support and implementation
Employers receive onboarding support and a dedicated Client Success contact; the FAQ says clients are typically up and running in a few weeks.Read 30 Sep 2026 · yourmoneyline.com

Plans and prices

Essential Plan Priced on request Per employee per month (PEPM), based on full eligible population; price varies by company size, package, and deal terms. Unlimited financial coaching · financial wellness software · account integration and AI insights · credit monitoring · financial education · MFA Read 30 Sep 2026 · yourmoneyline.com

Every Your Money Line plan and price →

Strong points and limits

Strong points

  • Unlimited access to Financial Guides
  • Offers budgeting and AI insights
  • Includes account integration
  • Provides education library and monitoring
  • Available on Android, iOS and web

Limits

  • Requires a participating employer
  • Some features are desktop-only
  • Essential Plan pricing varies and is unlisted
  • Identity Protection is optional

Who it suits

Employees and dependents whose employer offers the benefit, especially those seeking coaching, budgeting help and financial education. Employers can use it as a workforce financial-wellness program with onboarding support and a dashboard.

Verdict

Your Money Line combines coaching, financial education and account-based tools across web and mobile access. Eligibility depends on employer participation, while desktop-only features and variable plan pricing should be clarified with the employer.

Where Specifiction places it

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