Best Digital Wallet Apps in 2026
Updated
45ranked
1free plans on this page
£10/molowest paid tier
9 Oct 2026last checked
Input list Digital Wallet Apps 20 channels on this page · 49 of 160 spec lines stated by the makers
Ch Tool Free planPaid fromAsset scopeVirtual cardsPeer transfersInternational transfersSupported platformsTransaction limit Spec sheet Score
26 Revolut Business Free planNoPaid fromnot statedAsset scopecards + fiatVirtual cardsYesPeer transfersYesInternational transfersYesSupported platformsWeb, iOS, AndroidTransaction limitnot stated 6/8spec lines stated 6.7
27 Orange Money Free plannot statedPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersYesSupported platformsWeb, iOS, and AndroidTransaction limitnot stated 3/8spec lines stated 6.6
28 eSewa Free planYesPaid fromnot statedAsset scopecards + fiatVirtual cardsNoPeer transfersYesInternational transfersYesSupported platformsWeb, Android, iOSTransaction limit25,000 per transaction 7/8spec lines stated 6.3
29 Skrill Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.3
30 bKash Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.2
31 Paysend Free plannot statedPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 0/8spec lines stated 6.1
32 Rabby Wallet Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsChrome, Brave, Edge, iPhone, iPad, Android, macOS and WindowsTransaction limitnot stated 2/8spec lines stated 6.1
33 Zerion Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersnot statedSupported platformsWeb app; Chrome, Brave, Firefox and Arc extensions; iOS; AndroidTransaction limitnot stated 3/8spec lines stated 6.1
34 Armory Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersnot statedSupported platformsWindows, macOS, Ubuntu/Linux, and Raspberry PiTransaction limitnot stated 3/8spec lines stated 6.0
35 eZ Cash Free plannot statedPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersYesSupported platformsAndroid, Apple devices and USSDTransaction limit10,000 per transaction 4/8spec lines stated 6.0
36 Kakao Pay Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.0
37 Mercado Pago Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.0
38 PayPal CheckoutPayPal Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.0
39 ZaloPay Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 6.0
40 easypaisa Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 1/8spec lines stated 5.9
41 Enjin Wallet Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersnot statedSupported platformsAndroid, iOSTransaction limitnot stated 3/8spec lines stated 5.9
42 Google Wallet Free planYesPaid fromnot statedAsset scopecards onlyVirtual cardsYesPeer transfersnot statedInternational transfersnot statedSupported platformsAndroid, Wear OS, Fitbit, webTransaction limitnot stated 4/8spec lines stated 5.9
43 M-PESA Free plannot statedPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersnot statedInternational transfersnot statedSupported platformsnot statedTransaction limitnot stated 0/8spec lines stated 5.8
44 WebMoney Free planNoPaid fromnot statedAsset scopecards + fiatVirtual cardsnot statedPeer transfersNoInternational transfersnot statedSupported platformsWeb balance portal; iOS 13.4+; Android 8+Transaction limitnot stated 4/8spec lines stated 5.8
45 OVO Free planYesPaid fromnot statedAsset scopenot statedVirtual cardsnot statedPeer transfersYesInternational transfersnot statedSupported platformsMobile application (OVO App)Transaction limitnot stated 3/8spec lines stated 5.6
Compare all 20 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Asset scope | Virtual cards |
|---|---|---|---|---|---|---|---|---|
| 26 | Revolut Business | 6.7 | No | £10/mo | No | — | cards_and_fiat | Yes |
| 27 | Orange Money | 6.6 | No | — | — | — | — | — |
| 28 | eSewa | 6.3 | No | — | Yes | — | cards_and_fiat | No |
| 29 | Skrill | 6.3 | No | — | Yes | — | — | — |
| 30 | bKash | 6.2 | No | — | Yes | — | — | — |
| 31 | Paysend | 6.1 | No | — | — | — | — | — |
| 32 | Rabby Wallet | 6.1 | No | — | Yes | — | — | — |
| 33 | Zerion | 6.1 | No | — | Yes | — | — | — |
| 34 | Armory | 6.0 | No | — | Yes | — | — | — |
| 35 | eZ Cash | 6.0 | No | — | — | — | — | — |
| 36 | Kakao Pay | 6.0 | No | — | Yes | — | — | — |
| 37 | Mercado Pago | 6.0 | No | — | Yes | — | — | — |
| 38 | PayPal Checkout | 6.0 | No | — | Yes | — | — | — |
| 39 | ZaloPay | 6.0 | No | — | Yes | — | — | — |
| 40 | easypaisa | 5.9 | No | — | Yes | — | — | — |
| 41 | Enjin Wallet | 5.9 | No | — | Yes | — | — | — |
| 42 | Google Wallet | 5.9 | Free plan | Free | Yes | — | cards_only | Yes |
| 43 | M-PESA | 5.8 | No | — | — | — | — | — |
| 44 | WebMoney | 5.8 | No | — | No | — | cards_and_fiat | — |
| 45 | OVO | 5.6 | No | — | Yes | — | — | — |
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