Best Payment Processing Software in 2026
Updated
68 payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
68ranked
1free plans on this page
$10/molowest paid tier
4 Oct 2026last checked
Input list Payment Processing Software 25 channels on this page · 92 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromPayment methodsRecurring billingPayment linksIn-person paymentsMulti-currency supportPayout schedule Spec sheet Score
26 Pine Labs Online Payments Free plannot statedPaid fromnot statedPayment methodsCards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challansRecurring billingYesPayment linksYesIn-person paymentsNoMulti-currency supportYesPayout schedulecustom 6/8spec lines stated 6.3
27 Plastiq Free planYesPaid fromnot statedPayment methodsCredit cards, debit cards, bank transfers (ACH/EFT); eligible financingRecurring billingYesPayment linksYesIn-person paymentsYesMulti-currency supportYesPayout schedulenot stated 6/8spec lines stated 6.3
28 Profituity Free planNoPaid from$10/moPayment methodsnot statedRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 6.3
29 Stripe ACH Direct Debit Free planNoPaid fromnot statedPayment methodsCards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoinsRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 6.3
30 CIT Vericash Free plannot statedPaid fromnot statedPayment methodsBank accounts, cards, QR, NFC, POS, e-commerce, P2P and international remittancesRecurring billingYesPayment linksnot statedIn-person paymentsYesMulti-currency supportYesPayout schedulenot stated 4/8spec lines stated 6.2
31 EBizCharge Virtual Terminal Free planNoPaid fromnot statedPayment methodscards and bank paymentsRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 6.2
32 Kasera Pay Free planYesPaid fromnot statedPayment methodsQRIS; BCA Virtual Account; BRI Virtual Account; BNI Virtual Account; Mandiri Virtual Account; Permata Virtual Account; CIMB Niaga Virtual Account; Danamon Virtual Account; Maybank Virtual AccountRecurring billingYesPayment linksYesIn-person paymentsNoMulti-currency supportNoPayout schedulecustom 7/8spec lines stated 6.2
33 Privacy.com Free planYesPaid from$5/moPayment methodsVisa; Mastercard; Apple Pay; Google Pay; Samsung Pay; US checking account; US debit cardRecurring billingYesPayment linksnot statedIn-person paymentsYesMulti-currency supportnot statedPayout schedulenot stated 5/8spec lines stated 6.2
34 BitPay Free planNoPaid fromnot statedPayment methodsBitcoin, Bitcoin Cash, Litecoin, Dogecoin, XRP, Polygon, Ethereum, Base, Optimism, Arbitrum, Solana, and supported stablecoinsRecurring billingYesPayment linksYesIn-person paymentsYesMulti-currency supportYesPayout scheduledaily 7/8spec lines stated 6.1
35 Kakao Pay Free planYesPaid fromnot statedPayment methodsnot statedRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 1/8spec lines stated 6.1
36 CashNotify Free planYesPaid fromnot statedPayment methodsnot statedRecurring billingNoPayment linksNoIn-person paymentsNoMulti-currency supportYesPayout schedulenot stated 5/8spec lines stated 6.0
37 2C2P Free plannot statedPaid fromnot statedPayment methodsCards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay laterRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 1/8spec lines stated 5.9
38 CCBill Free plannot statedPaid fromnot statedPayment methodsCredit and debit cards, ACH, checks, CCBill Pay, Discover, JCB, Diners Club, Maestro, EU Debit, SEPA Direct Debit, DirectPay EURecurring billingYesPayment linksYesIn-person paymentsnot statedMulti-currency supportYesPayout scheduleweekly 5/8spec lines stated 5.9
39 dLocal Free plannot statedPaid fromnot statedPayment methodscredit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay laterRecurring billingYesPayment linksYesIn-person paymentsnot statedMulti-currency supportYesPayout schedulecustom 5/8spec lines stated 5.9
40 doxo Free planYesPaid fromnot statedPayment methodsACH, credit cards, debit cards, Apple PayRecurring billingYesPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 3/8spec lines stated 5.9
41 InstaPayments Free planNoPaid from$29/moPayment methodsnot statedRecurring billingYesPayment linksYesIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 4/8spec lines stated 5.9
42 CCAvenue Free planNoPaid fromnot statedPayment methodsCredit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cardsRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 5.8
43 Global Payments Free planNoPaid fromnot statedPayment methodsCredit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methodsRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 5.8
44 MONEI Free planNoPaid fromnot statedPayment methodsCards, Click to Pay, Apple Pay, Google Pay, PayPal, Bancontact, Bizum, MB WAY, Multibanco, MONEI FlexRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 2/8spec lines stated 5.8
45 PayFacile Free planYesPaid fromnot statedPayment methodsVisa, Mastercard, American Express, Apple Pay, Google Pay, SEPA direct debit, bank transfer, check, cashRecurring billingYesPayment linksYesIn-person paymentsnot statedMulti-currency supportYesPayout schedulenot stated 5/8spec lines stated 5.8
46 Paymattic Free planYesPaid fromnot statedPayment methodsStripe, PayPal, Square, Authorize.net, Mollie, Razorpay, Paystack, Payrexx, SSLCOMMERZ, Billplz, Xendit, Flutterwave, Moneris, Viva Wallet, offline bank transfer or chequeRecurring billingYesPayment linksnot statedIn-person paymentsnot statedMulti-currency supportYesPayout schedulenot stated 4/8spec lines stated 5.8
47 Paysafe Free plannot statedPaid fromnot statedPayment methodsCards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, cryptoRecurring billingYesPayment linksYesIn-person paymentsYesMulti-currency supportYesPayout schedulenot stated 5/8spec lines stated 5.8
48 Paystack Free plannot statedPaid fromnot statedPayment methodscards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POSRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 1/8spec lines stated 5.8
49 Xendit Free plannot statedPaid fromnot statedPayment methodsCards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installmentsRecurring billingnot statedPayment linksnot statedIn-person paymentsnot statedMulti-currency supportnot statedPayout schedulenot stated 1/8spec lines stated 5.8
50 ZiPago Free planYesPaid fromnot statedPayment methodsOnline banking channels through BCP, Interbank, BanBif and BBVARecurring billingnot statedPayment linksnot statedIn-person paymentsNoMulti-currency supportYesPayout scheduledaily 5/8spec lines stated 5.8
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Payment methods | Recurring billing |
|---|---|---|---|---|---|---|---|---|
| 26 | Pine Labs Online Payments | 6.3 | No | — | — | — | Cards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challans | Yes |
| 27 | Plastiq | 6.3 | No | — | Yes | — | Credit cards, debit cards, bank transfers (ACH/EFT); eligible financing | Yes |
| 28 | Profituity | 6.3 | No | $10/mo | No | 10 /mo | — | — |
| 29 | Stripe ACH Direct Debit | 6.3 | No | — | No | — | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | — |
| 30 | CIT Vericash | 6.2 | No | — | — | — | Bank accounts, cards, QR, NFC, POS, e-commerce, P2P and international remittances | Yes |
| 31 | EBizCharge Virtual Terminal | 6.2 | No | — | No | — | cards and bank payments | — |
| 32 | Kasera Pay | 6.2 | No | — | Yes | — | QRIS; BCA Virtual Account; BRI Virtual Account; BNI Virtual Account; Mandiri Virtual Account; Permata Virtual Account; CIMB Niaga Virtual Account; Danamon Virtual Account; Maybank Virtual Account | Yes |
| 33 | Privacy.com | 6.2 | No | — | Yes | 5 /mo | Visa; Mastercard; Apple Pay; Google Pay; Samsung Pay; US checking account; US debit card | Yes |
| 34 | BitPay | 6.1 | No | — | No | — | Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, XRP, Polygon, Ethereum, Base, Optimism, Arbitrum, Solana, and supported stablecoins | Yes |
| 35 | Kakao Pay | 6.1 | No | — | Yes | — | — | — |
| 36 | CashNotify | 6.0 | No | — | Yes | — | — | No |
| 37 | 2C2P | 5.9 | No | — | — | — | Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later | — |
| 38 | CCBill | 5.9 | No | — | — | — | Credit and debit cards, ACH, checks, CCBill Pay, Discover, JCB, Diners Club, Maestro, EU Debit, SEPA Direct Debit, DirectPay EU | Yes |
| 39 | dLocal | 5.9 | No | — | — | — | credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later | Yes |
| 40 | doxo | 5.9 | No | — | Yes | — | ACH, credit cards, debit cards, Apple Pay | Yes |
| 41 | InstaPayments | 5.9 | No | $29/mo | No | 29 /mo | — | Yes |
| 42 | CCAvenue | 5.8 | No | — | No | — | Credit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cards | — |
| 43 | Global Payments | 5.8 | No | — | No | — | Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods | — |
| 44 | MONEI | 5.8 | No | — | No | — | Cards, Click to Pay, Apple Pay, Google Pay, PayPal, Bancontact, Bizum, MB WAY, Multibanco, MONEI Flex | — |
| 45 | PayFacile | 5.8 | No | — | Yes | — | Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA direct debit, bank transfer, check, cash | Yes |
| 46 | Paymattic | 5.8 | No | — | Yes | — | Stripe, PayPal, Square, Authorize.net, Mollie, Razorpay, Paystack, Payrexx, SSLCOMMERZ, Billplz, Xendit, Flutterwave, Moneris, Viva Wallet, offline bank transfer or cheque | Yes |
| 47 | Paysafe | 5.8 | No | — | — | — | Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto | Yes |
| 48 | Paystack | 5.8 | Free plan | Free | — | — | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | — |
| 49 | Xendit | 5.8 | No | — | — | — | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | — |
| 50 | ZiPago | 5.8 | No | — | Yes | — | Online banking channels through BCP, Interbank, BanBif and BBVA | — |
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