Best Personal Finance Software in 2026
Updated
181ranked
15free plans on this page
$1.67/molowest paid tier
9 Oct 2026last checked
Input list Personal Finance Software 25 channels on this page · 159 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromBudgeting toolsBill trackingNet-worth trackingAccount syncReport exportMobile apps Spec sheet Score
51 Frollo App Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.6
52 Moneyspire Free planNoPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.6
53 Open Finance Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportMobile appsboth 6/8spec lines stated 7.6
54 PocketVault Finance Free planYesPaid from$4.99/moBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile appsboth 8/8spec lines stated 7.6
55 Goodbudget Free planYesPaid from$10/moBudgeting toolsYesBill trackingYesNet-worth trackingNoAccount syncbothReport exportYesMobile appsboth 8/8spec lines stated 7.6
56 Qinta Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingAccount syncmanualReport exportYesMobile appsboth 5/8spec lines stated 7.6
57 Copilot Money Free planNoPaid from$7.92/moBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsios 8/8spec lines stated 7.5
58 If I Saved Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportMobile apps 5/8spec lines stated 7.5
59 BankTree Personal Finance Free planNoPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.5
60 Paisa Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile appsboth 7/8spec lines stated 7.5
61 CashControl Free planYesPaid from$4.99/moBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.5
62 Mojek Money Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncautomaticReport exportYesMobile appsboth 7/8spec lines stated 7.4
63 Money Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.4
64 Trout Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingYesAccount syncbothReport exportYesMobile apps 5/8spec lines stated 7.4
65 Spendee Free planYesPaid from$1.99/moBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncbothReport exportYesMobile appsboth 7/8spec lines stated 7.4
66 OwnFi Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile appsboth 7/8spec lines stated 7.4
67 TRYA Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportMobile appsboth 6/8spec lines stated 7.4
68 Funance Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportYesMobile apps 6/8spec lines stated 7.4
69 Spendro Free planYesPaid fromBudgeting toolsYesBill trackingNet-worth trackingYesAccount syncbothReport exportYesMobile appsboth 6/8spec lines stated 7.4
70 Mobills Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingAccount syncbothReport exportYesMobile appsboth 6/8spec lines stated 7.4
71 Firefly III Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncReport exportMobile apps 4/8spec lines stated 7.3
72 KMyMoney Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportYesMobile apps 6/8spec lines stated 7.3
73 Pilot Wealth Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncbothReport exportMobile apps 5/8spec lines stated 7.3
74 NEKO Money Free planYesPaid fromBudgeting toolsYesBill trackingYesNet-worth trackingYesAccount syncmanualReport exportMobile appsboth 6/8spec lines stated 7.3
75 Dudget Free planYesPaid from$2.99/moBudgeting toolsYesBill trackingNet-worth trackingAccount syncmanualReport exportYesMobile appsboth 6/8spec lines stated 7.3
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 51 | Frollo App | 7.6 | Yes | Yes | Yes | |||
| 52 | Moneyspire | 7.6 | No | $99.99/mo | No | Yes | Yes | |
| 53 | Open Finance | 7.6 | Yes | Yes | Yes | |||
| 54 | PocketVault Finance | 7.6 | Free plan | $4.99/mo | Yes | $4.99/mo | Yes | Yes |
| 55 | Goodbudget | 7.6 | Free plan | $10/mo | Yes | $10/mo | Yes | Yes |
| 56 | Qinta | 7.6 | Free plan | €2.99/mo | Yes | Yes | ||
| 57 | Copilot Money | 7.5 | No | $7.92/mo | No | $7.92/mo | Yes | Yes |
| 58 | If I Saved | 7.5 | Free plan | Free | Yes | Yes | Yes | |
| 59 | BankTree Personal Finance | 7.5 | No | £3.50/mo | No | Yes | Yes | |
| 60 | Paisa | 7.5 | Yes | Yes | Yes | |||
| 61 | CashControl | 7.5 | Free plan | $4.99/mo | Yes | $4.99/mo | Yes | Yes |
| 62 | Mojek Money | 7.4 | Yes | Yes | Yes | |||
| 63 | Money | 7.4 | Yes | Yes | Yes | |||
| 64 | Trout | 7.4 | Free plan | €4.92/mo | Yes | Yes | ||
| 65 | Spendee | 7.4 | Yes | $1.99/mo | Yes | Yes | ||
| 66 | OwnFi | 7.4 | Free plan | Free | Yes | Yes | Yes | |
| 67 | TRYA | 7.4 | Free plan | €4.17/mo | Yes | Yes | Yes | |
| 68 | Funance | 7.4 | Free plan | A$6.58/mo | Yes | Yes | Yes | |
| 69 | Spendro | 7.4 | Free plan | $1.67/mo | Yes | Yes | ||
| 70 | Mobills | 7.4 | Free plan | Free | Yes | Yes | Yes | |
| 71 | Firefly III | 7.3 | Free plan | Free | Yes | Yes | Yes | |
| 72 | KMyMoney | 7.3 | Yes | Yes | Yes | |||
| 73 | Pilot Wealth | 7.3 | Free plan | C$6.99/mo | Yes | Yes | Yes | |
| 74 | NEKO Money | 7.3 | Free plan | Free | Yes | Yes | Yes | |
| 75 | Dudget | 7.3 | Free plan | $2.08/mo | Yes | $2.99/mo | Yes |
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