Best SaaS Accounting Software in 2026
Updated
In short: FreeAgent is ranked #1 of 27 as of 5 October 2026, ahead of Odoo Accounting and Zoho Books. The best-ranked option with a free plan is Odoo Accounting. The lowest first paid tier on this page is FreeAgent at £4.17/mo.
Subscription-focused accounting brings several workflows into view, from closing books to recognizing revenue and tracking subscription metrics. The ranked entries begin with FreeAgent, Odoo Accounting and Zoho Books. Compare close workflows, deferred revenue, revenue recognition and multi-entity accounting, as well as each option’s deployment. Free-plan availability and paid starting prices provide additional cost details. Consider which of these listed capabilities align with your accounting work, especially if you need to account for revenue over time or across multiple entities.
27 SaaS accounting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Revenue recognition | Deferred revenue |
|---|---|---|---|---|---|---|---|---|
| 1 | FreeAgent | 7.6 | Free plan | £4.17/mo | Yes | — | — | — |
| 2 | Odoo Accounting | 7.2 | Free plan | Free | Yes | — | — | — |
| 3 | Zoho Books | 7.0 | Free plan | $15/mo | Yes | 15 /mo | — | — |
| 4 | Exact Online | 6.9 | No | — | No | — | — | — |
| 5 | FreshBooks | 6.9 | No | — | No | 23 /mo | — | — |
| 6 | Holded API | 6.9 | No | €15/mo | No | — | — | — |
| 7 | Numarics Accounting | 6.8 | No | — | No | — | — | — |
| 8 | Zoho Inventory | 6.8 | Free plan | $39/mo | Yes | 15 /mo | — | — |
| 9 | Puzzle | 6.6 | No | $30/mo | No | 30 /mo | Yes | Yes |
| 10 | Zuora CPQ | 6.4 | No | — | — | — | — | — |
| 11 | Akaunting | 6.3 | No | — | Yes | 8 /mo | — | — |
| 12 | QuickBooks Time | 6.3 | No | — | No | — | — | — |
| 13 | Campfire | 6.2 | No | — | — | — | Yes | Yes |
| 14 | Sage Accounting | 6.2 | No | — | No | — | — | — |
| 15 | DualEntry Revenue Recognition | 6.1 | No | — | No | — | Yes | Yes |
| 16 | MYOB Business | 6.1 | No | A$26.25/mo | No | — | — | — |
| 17 | Ordway | 6.1 | No | — | — | — | — | — |
| 18 | Rillet | 6.1 | No | — | — | — | — | — |
| 19 | Sage 200 | 6.1 | No | — | No | — | — | — |
| 20 | Trullion Leases | 6.1 | No | — | — | — | — | — |
| 21 | Accounting Seed | 6.0 | No | — | — | — | — | — |
| 22 | Chargebee RevRec | 5.9 | No | — | No | — | — | — |
| 23 | TallyPrime | 5.8 | No | $630/mo | No | — | — | — |
| 24 | Xero Expenses | 5.8 | No | $5.40/mo | No | 90 /mo | — | — |
| 25 | Maxio | 5.7 | No | $599/mo | No | 599 /mo | — | — |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which SaaS accounting software is ranked first on Specifiction?
FreeAgent is ranked #1 of 27 with a score of 7.6. Odoo Accounting is second and Zoho Books third.
How many of these have a free plan?
4 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, FreeAgent has the lowest first paid tier we found: £4.17/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.












