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SPECIFICTION
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Clarity FW

clarityfw.co.uk

From £2.99/mo Free plan Web
Visit clarityfw.co.uk
Spec score 8.1 #5 of 26 in Financial Wellness Software

What it is

Clarity FW is a financial wellbeing and employee benefits platform for UK businesses, available on the web. Its free plan includes eight courses on personal finance and access to specialist advice on mortgages, protection, estate planning, financial planning and debt. A 3–5 minute Financial Health Check identifies a financial life stage and recommends three courses. Utilities Cost Cutter, offered through a partnership with Utility Warehouse, covers bundled home services. Clarity says it does not collect personal financial information through the platform or share it with employers. Usage reports for employers are aggregated and anonymised wherever possible; identifiable information is limited to account administration or contractual needs. Clarity says it earns funding when employees choose to purchase regulated products through its adviser network, with no obligation to buy. Businesses need at least two employees, with no stated upper limit. The Clarity Free plan is free, billed Forever. Add-ons are billed monthly, with no long-term contracts: Discounts & Rewards is £2.99 a month, EAP & GP 24/7 is £3.99 a month, Money Planner Pro is £4.99 a month, and The Full Bundle is £9.99 a month.

Spec sheet

Purpose
Clarity describes itself as a financial wellbeing and employee benefits platform for UK businesses.Read 3 Oct 2026 · clarityfw.co.uk
Privacy
The privacy policy says Clarity does not collect personal financial information through the platform and does not share it with employers.Read 3 Oct 2026 · clarityfw.co.uk
Support
The privacy policy lists [email protected] for privacy questions and data requests.Read 3 Oct 2026 · clarityfw.co.uk
Headquarters
Altrincham, England, UKRead 28 Sep 2026 · clarityfw.co.uk
Adviser access
Employees can access five specialist advisory services, including mortgage, protection, estate planning, financial planning and debt advice.Read 3 Oct 2026 · clarityfw.co.uk
Business eligibility
The pricing page says Clarity works with businesses with at least two employees and has no upper limit.Read 3 Oct 2026 · clarityfw.co.uk
Contract terms
The pricing FAQ says add-ons can be added or removed at any time, with monthly billing and no long-term contracts.Read 3 Oct 2026 · clarityfw.co.uk
Employer reporting
The privacy policy says employer usage reports will wherever possible be aggregated and anonymised, with identifiable data limited to account administration or contractual needs.Read 3 Oct 2026 · clarityfw.co.uk
Financial education
The free package includes eight expert-led courses covering personal finance topics from debt to retirement and estate planning.Read 3 Oct 2026 · clarityfw.co.uk
Financial Health Check
The 3–5 minute self-assessment identifies a financial life stage and recommends three courses.Read 3 Oct 2026 · clarityfw.co.uk
Funding
Clarity says it is funded when an employee chooses to purchase regulated financial products through its adviser network, with no obligation to purchase.Read 3 Oct 2026 · clarityfw.co.uk
Security and compliance
The privacy policy says the company follows UK GDPR and the Data Protection Act 2018 and uses technical and organisational measures to protect personal data.Read 3 Oct 2026 · clarityfw.co.uk
Utility integration
Clarity says its Utilities Cost Cutter is offered through its partnership with Utility Warehouse and covers bundled home services.Read 3 Oct 2026 · clarityfw.co.uk

Plans and prices

Clarity Free Free Forever; per employee Financial education · Adviser Hub · Financial Health Check · Utilities Cost Cutter Read 3 Oct 2026 · clarityfw.co.uk
Discounts & Rewards £2.99 a month Per employee, monthly Hundreds of discounts across retail, dining, travel and entertainment Read 3 Oct 2026 · clarityfw.co.uk
EAP & GP 24/7 £3.99 a month Per employee, monthly Employee Assistance Programme · Virtual GP · Mental health support · Counselling Read 3 Oct 2026 · clarityfw.co.uk
Money Planner Pro £4.99 a month Per employee, monthly Savings trackers · Investment insights · Pension dashboards · Wealth-building plans Read 3 Oct 2026 · clarityfw.co.uk
The Full Bundle £9.99 a month Per employee, monthly Includes all free services, Discounts & Rewards, EAP & GP 24/7, and Money Planner Pro Read 3 Oct 2026 · clarityfw.co.uk

Every Clarity FW plan and price →

Strong points and limits

Strong points

  • Eight personal finance courses are included in the free plan.
  • Five specialist advisory services are available to employees.
  • Health Check recommends three courses based on financial life stage.
  • Add-ons have monthly billing and no long-term contracts.

Limits

  • Businesses need at least two employees.
  • There is no free trial.
  • Listed paid add-ons cost 2.99–£9.99 a month.

Who it suits

Clarity FW suits UK businesses seeking financial education and advice benefits for employees. Its stated eligibility starts at two employees, and add-ons can be changed at any time.

Verdict

Clarity FW combines financial education, adviser access and a short self-assessment in a web platform for UK businesses. The free plan includes core services; further benefits are priced per employee each month.

Where Specifiction places it

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