Financial Freedom
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What it is
Financial Freedom combines financial education, coaching, assessments, and money-management tools for personal and employee financial wellness. Its corporate program is designed for company employees in Saudi Arabia and runs as a one-year journey through Diagnose, Transform, and Sustain stages. Assessments identify habits, stress levels, and knowledge gaps and provide a personalized wellness score. Learning includes on-demand video courses, expert-session recordings, and live interactive workshops. Certified coaches provide personalized sessions, action plans, and progress monitoring. The app links bank accounts and debit, credit, and BNPL cards to categorize transactions, track spending, and calculate net worth from assets and liabilities. The services page describes its budget tracking, goal setting, and daily habit tools as licensed by the Saudi Central Bank. The app is available on iOS; Android is described as coming soon, and web access is also listed. The terms say services are intended for Saudi Arabia, the UAE, and Bahrain. App plans are 1 SAR, paid once, 29.99 SAR a month, or 290 SAR a year; consultation is 500 SAR, paid once, billed per hour, with VAT potentially charged separately.
Spec sheet
- Purpose
- The platform combines financial education, personal finance management and analysis, and financial wellness support.Read 8 Oct 2026 · join-ff.com
- Audience
- The corporate program is designed for employees of companies in Saudi Arabia.Read 8 Oct 2026 · join-ff.com
- Integrations
- Users can link bank accounts and cards, and the privacy policy says financial data may be synced through third-party providers.Read 8 Oct 2026 · join-ff.com
- Security
- The privacy policy says data is stored on licensed cloud servers in Saudi Arabia and encrypted and anonymized where applicable.Read 8 Oct 2026 · join-ff.com
- Privacy
- The maker says assessment results are confidential and are not shared with an employer or third party, while its privacy policy describes certain permitted data sharing with affiliates, providers, and others.Read 8 Oct 2026 · join-ff.com
- Support
- The homepage lists support by email at [email protected] and phone at 0500381527, Sunday through Thursday, 9 a.m. to 5 p.m.Read 8 Oct 2026 · join-ff.com
- Headquarters
- Jeddah, Saudi ArabiaRead 28 Sep 2026 · join-ff.com
- App platform availability
- The app is available on iOS, while Android is described as coming soon.Read 8 Oct 2026 · join-ff.com
- Assessments
- Financial assessments identify habits, stress levels, and knowledge gaps and provide a personalized wellness score.Read 8 Oct 2026 · join-ff.com
- Availability
- The app page says the iOS app is available and Android is coming soon.Read 8 Oct 2026 · join-ff.com
- Coaching
- Certified coaches provide personalized sessions, tailored action plans, and progress monitoring.Read 8 Oct 2026 · join-ff.com
- Data protection
- The privacy policy says data is stored on licensed cloud servers within Saudi Arabia and is encrypted and anonymized where applicable.Read 8 Oct 2026 · join-ff.com
- Data sharing
- The privacy policy says data may be shared with affiliates, Al Rajhi Group members and providers, service providers, and trusted third parties inside or outside Saudi Arabia.Read 8 Oct 2026 · join-ff.com
- Employee program
- The maker describes a structured one-year financial wellness program for company employees with Diagnose, Transform, and Sustain stages.Read 8 Oct 2026 · join-ff.com
- Geographic availability
- The terms state that services are intended for users located in Saudi Arabia, the United Arab Emirates, and Bahrain.Read 8 Oct 2026 · join-ff.com
- Geographic scope
- The terms state that services are intended for users located in Saudi Arabia, the United Arab Emirates, and Bahrain.Read 8 Oct 2026 · join-ff.com
- Learning
- The learning academy offers on-demand video courses, expert-session recordings, and live interactive workshops.Read 8 Oct 2026 · join-ff.com
- Limit
- The terms say the service does not provide tax, legal, insurance, or accounting advice.Read 8 Oct 2026 · join-ff.com
- Money app
- The app links bank accounts and debit, credit, and BNPL cards, categorizes transactions, and tracks net worth.Read 8 Oct 2026 · join-ff.com
- Money management
- The app links bank accounts and debit, credit, and BNPL cards to track and categorize spending and calculate net worth from assets and liabilities.Read 8 Oct 2026 · join-ff.com
- Program length
- The employee financial-wellness program is structured as a one-year journey across Diagnose, Transform, and Sustain stages.Read 8 Oct 2026 · join-ff.com
- Regulatory status
- The services page describes the personal finance management app as licensed by the Saudi Central Bank.Read 8 Oct 2026 · join-ff.com
- Saudi Central Bank licensing
- The services page describes the PFM app's budget tracking, goal setting, and daily habit tools as licensed by the Saudi Central Bank.Read 8 Oct 2026 · join-ff.com
- Service limitation
- The terms state that the service does not provide tax, legal, insurance, accounting, or other professional advice.Read 8 Oct 2026 · join-ff.com
Plans and prices
Premium Plan (Daily) 1 SAR, paid once SAR 1.00 In-app purchase Read 8 Oct 2026 · apps.apple.com
Premium Plan (Monthly) 29.99 SAR a month SAR 29.99 In-app purchase Read 8 Oct 2026 · apps.apple.com
Premium Plan (Yearly) 290 SAR a year SAR 290.00 In-app purchase Read 8 Oct 2026 · apps.apple.com
Consultation 500 SAR, paid once 500 Saudi Riyals per hour Consultation service · VAT may be charged separately Read 8 Oct 2026 · join-ff.com
Strong points and limits
Strong points
- Includes assessments and personalized wellness scores.
- Offers live workshops and on-demand learning.
- Certified coaches provide action plans and monitoring.
- App links bank accounts and payment cards.
- iOS app and web access are listed.
Limits
- Android is described as coming soon.
- Services do not provide professional tax or legal advice.
- Services are intended for three stated countries.
- Privacy policy permits certain data sharing.
Who it suits
It suits employees seeking structured financial education, coaching, and money-management support, as well as employers offering a financial-wellness program. Its stated service area is Saudi Arabia, the UAE, and Bahrain.
Verdict
Financial Freedom pairs an employee wellness program with a personal finance app and coaching. Buyers should account for its stated geographic scope, iOS availability, and the service’s limits on professional advice.
Where Specifiction places it
- Financial Wellness Software#4 of 268.3
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