Ferry
useferry.com
What it is
Ferry automates restaurant tip calculations by connecting point-of-sale and workforce systems, applying operator-set pooling rules, and calculating employee tips at shift end. Operators can configure pool percentages by role, job code, shift, time of day, or location. Ferry creates downloadable per-employee, per-shift reports with job codes and pool rates, described as audit-ready, and says it tracks multi-state tip compliance with minimum distribution thresholds, tipped-credit rules, and guardrails. Ferry Pay can distribute tips to a Ferry Pay Card, a nominated bank account, or through payroll; card funding is described as taking under 60 seconds. Workers can optionally access a portion of wages they have already earned before payday. The Ferry Pay Card lists a $0 activation fee and $0 monthly fees, while US out-of-network ATM withdrawals carry a $3 fee. Ferry names integrations including Toast, Square, Clover, Lightspeed, POSitouch, Aloha, ADP, Gusto, Paychex, and 7shifts. Its Tip Share App lets employees adjust POS tip allocations within operator-set guardrails and is listed for PosiTouch and CBS North Star. Pricing for Tip Manager and Ferry Pay is on request.
Spec sheet
- What it does
- Ferry Tip Manager connects to POS and HR systems, applies tip-pooling rules, and calculates tip distributions for employees at shift end.Read 5 Oct 2026 · useferry.com
- Product
- Ferry automates restaurant tip calculations by connecting to POS and workforce systems, applying pooling rules, and calculating each employee’s tips at shift end.Read 5 Oct 2026 · useferry.com
- Intended users
- Ferry describes Tip Manager as built for full-service restaurants, fine dining, multi-brand groups, and hotels and hospitality.Read 5 Oct 2026 · useferry.com
- Integrations
- Named integrations include Toast, Square, 7shifts, ADP, Gusto, Clover, Lightspeed, and Paychex; Ferry also says it can work with payroll data or a CSV export.Read 5 Oct 2026 · useferry.com
- Compliance
- Ferry says it tracks multi-state tip compliance and includes minimum distribution thresholds, tipped-credit rules, and guardrails.Read 5 Oct 2026 · useferry.com
- Support
- Ferry support is available Monday through Friday, 9am–6pm ET, and typically responds within a few hours.Read 5 Oct 2026 · useferry.com
- Audit records
- Ferry creates per-shift, per-employee tip reports with job codes and pool rates, described as downloadable and audit-ready.Read 5 Oct 2026 · useferry.com
- Banking and card issuer
- Ferry says it is a financial technology company, not a bank, and identifies Community Federal Savings Bank, Member FDIC, as the banking services provider and card issuer.Read 5 Oct 2026 · useferry.com
- Card fees
- The Ferry Pay Card page lists a $0 activation fee and $0 monthly fees, and says US out-of-network ATM withdrawals carry a $3 fee.Read 5 Oct 2026 · useferry.com
- Custom rules
- Operators can set tip-pool percentages by role, shift type, time of day, or location.Read 5 Oct 2026 · useferry.com
- Earned wage access
- Ferry Pay offers workers access to a portion of wages they have already earned before payday as an optional add-on.Read 5 Oct 2026 · useferry.com
- Ferry Pay
- Ferry Pay distributes tips to a Ferry Pay Card, nominated bank account, or through payroll, and offers optional earned wage access.Read 5 Oct 2026 · useferry.com
- Free tool
- Ferry offers a free tip-pool and tip-out calculator and says it is a planning tool, not legal or tax advice.Read 5 Oct 2026 · useferry.com
- Mobile wallet
- The Ferry Pay Card page says digital cards can be added to Apple Pay and Google Pay.Read 5 Oct 2026 · useferry.com
- Payouts
- Ferry Pay can send tips to a Ferry Pay Card or a nominated bank account at shift end; card funding is described as taking under 60 seconds.Read 5 Oct 2026 · useferry.com
- Reporting
- Ferry produces per-employee, per-shift tip reports with job codes and pool rates, and describes the records as downloadable and audit-ready.Read 5 Oct 2026 · useferry.com
- Security and banking
- Ferry says it is a financial technology company, not a bank; banking services and the Visa card are provided or issued by Community Federal Savings Bank, Member FDIC.Read 5 Oct 2026 · useferry.com
- Setup
- Ferry says customers can go live the same day without an HRIS integration, using payroll-ready files.Read 5 Oct 2026 · useferry.com
- Tip rules
- Operators can configure pool percentages by role, job code, shift, time of day, or location.Read 5 Oct 2026 · useferry.com
- Tip Share App
- The Tip Share App lets employees adjust tip allocations in the POS within operator-set guardrails, and the page says it is available in PosiTouch and CBS North Star.Read 5 Oct 2026 · useferry.com
- Who it serves
- Ferry describes its intended customers as full-service restaurants, fine dining businesses, multi-brand groups, and hotels and hospitality operators.Read 5 Oct 2026 · useferry.com
Plans and prices
Strong points and limits
Strong points
- Pooling rules can vary by role, job code, and location.
- Reports detail tips by employee and shift.
- Tips can be distributed to cards, bank accounts, or payroll.
- Optional earned wage access is available.
Limits
- Tip Manager pricing is on request.
- Ferry Pay pricing is on request.
- US out-of-network ATM withdrawals cost $3.
Who it suits
Ferry describes Tip Manager for full-service restaurants, fine dining, multi-brand groups, and hotels and hospitality operators. It may suit operators who need shift-level tip calculations, distribution, and records.
Verdict
Ferry combines configurable tip pooling, shift-level reports, and payout options for restaurant operators. Buyers should confirm plan pricing and whether the listed integrations and tip-allocation app fit their systems.
Where Specifiction places it
- Restaurant Tip Management Software#8 of 237.8