Specifiction
For vendors
AdvertiseTop spots, featured rows, home sponsor Get listedAdd a product we don't cover yet Claim a listingFree: verify the domain, then correct your page Vendor dashboardNumbers, orders and placements
List your tool
Vendor dashboard

Best Accounts Receivable Software in 2026

Updated

In short: Invoice Ninja is ranked #1 of 28 as of 4 October 2026, ahead of Zoho Invoice and BILL Accounts Payable. The best-ranked option with a free plan is Zoho Invoice. The lowest first paid tier on this page is InvoiceSherpa at $3.42/mo.

Issuing invoices is only part of accounts receivable work; tracking balances and handling payment follow-up matter too. Compared on invoice tracking, overdue balance reports, payment reminders, recurring invoices, customer payment portals, and payment methods, these tools let you assess different parts of the billing process. Invoice limits, free-plan availability, and paid-from pricing add useful cost and capacity details. Invoice Ninja, Zoho Invoice, and BILL Accounts Payable are among the entries to review. Consider the billing volume and follow-up needs you have, then compare the listed capabilities and pricing information.

28 accounts receivable software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.

28ranked
3free plans on this page
$3.42/molowest paid tier
4 Oct 2026last checked
#1 Invoice Ninja Top pick · 7.7 Free plan · $11.67/mo #2 Zoho Invoice Runner-up · 7.4 Free plan · Free #3 BILL Accounts Payable Also great · 7.2 $49/mo
  1. 1

    Invoice Ninja

    7.7
    Free plan AndroidapiiOSLinuxmacOSself-hostedWebWindows
    Free plan
    Yes
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    $11.67/mofirst paid tier About Invoice NinjaVisit site
  2. 2

    Zoho Invoice

    7.4
    Free plan AndroidiOSmacOSWindows
    Free plan
    Yes
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    Free About Zoho InvoiceVisit site
  3. 3

    BILL Accounts Payable

    7.2
    Free trial AndroidapiiOSWeb
    Free plan
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    $49/mofirst paid tier About BILL Accounts PayableVisit site
  4. 4

    InvoiceShelf

    6.7
    Free plan apiself-hostedWeb
    Free plan
    Yes
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    Free About InvoiceShelfVisit site
  5. 5

    InvoiceSherpa

    6.7
    Free trial Web
    Free plan
    No
    Paid from
    49 /mo
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    $3.42/mofirst paid tier About InvoiceSherpaVisit site
  6. 6

    ezyCollect

    6.6
    Free trial apiWeb
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    $22.92/mofirst paid tier About ezyCollectVisit site
  7. 7

    Invoiced

    6.5
    apiWeb
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About InvoicedVisit site
  8. 8

    Emagia Receivables Management

    6.4
    self-hostedWeb
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About Emagia Receivables ManagementVisit site
  9. 9

    Versapay

    6.3
    apiWeb
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About VersapayVisit site
  10. 10

    AccountsReceivable.ai

    6.2
    Web
    Free plan
    No
    Paid from
    299 /mo
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    $20.75/mofirst paid tier About AccountsReceivable.aiVisit site
  11. 11

    Plooto

    6.1
    Web
    Free plan
    No
    RecognisedDocumentedPlatformsFree planFree trial
    About PlootoVisit site
  12. 12

    Quadient AP

    6.1
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About Quadient APVisit site
  13. 13

    Yonovo

    6.0
    Web
    Free plan
    Yes
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About YonovoVisit site
  14. 14

    Billtrust

    5.8
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About BilltrustVisit site
  15. 15

    HighRadius

    5.8
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About HighRadiusVisit site
  16. 16

    Tesorio

    5.8
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About TesorioVisit site
  17. 17

    Esker Accounts Receivable

    5.7
    Web
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About Esker Accounts ReceivableVisit site
  18. 18

    Growfin

    5.7
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About GrowfinVisit site
  19. 19

    Kolleno

    5.7
    Web
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About KollenoVisit site
  20. 20

    Sidetrade

    5.7
    Web
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About SidetradeVisit site
  21. 21

    Upflow

    5.7
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About UpflowVisit site
  22. 22

    Chargebee Receivables

    5.6
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About Chargebee ReceivablesVisit site
  23. 23

    Gaviti

    5.6
    Web
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About GavitiVisit site
  24. 24

    GIROPie

    5.6
    Web
    Free plan
    No
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About GIROPieVisit site
  25. 25

    Sage AR Automation

    5.6
    Web
    Invoice tracking
    Yes
    Overdue balance reports
    Yes
    Payment reminders
    Yes
    Customer payment portal
    Yes
    RecognisedDocumentedPlatformsFree planFree trial
    About Sage AR AutomationVisit site

Is your tool on this list?

Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.

#1 open#2 open#3 open#4 open#5 openClaim your listing — free

Questions about this list

Which accounts receivable software is ranked first on Specifiction?

Invoice Ninja is ranked #1 of 28 with a score of 7.7. Zoho Invoice is second and BILL Accounts Payable third.

How many of these have a free plan?

3 of the 25 on this page publish a free plan on their own pricing pages.

Which is the cheapest paid option?

On this page, InvoiceSherpa has the lowest first paid tier we found: $3.42/mo.

How is this list ranked?

Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing. Paid placements never change a rank.

More in Finance & Accounting

All finance & accounting lists
Personal Finance Software 181Personal Tax Software 123Tax Compliance Software 108Accounts Payable Software 97Financial Planning & Analysis Software 89Scenario Planning Software 85Invoicing software 84Money Transfer Apps 81Portfolio Management Software 81Bookkeeping Software 76Bank Connectivity Software 70Fund Accounting Software 69