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SPECIFICTION
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Money & Life

capitalone.com

Free plan Web
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Spec score 7.4 #14 of 26 in Financial Wellness Software

What it is

Money & Life is a free web program supporting financial well-being through self-guided exercises, workshops, and mentoring. It is open to everyone in the United States, whether or not they are Capital One customers. Virtual exercises take about 5–10 minutes and help participants break financial goals into smaller steps while considering spending trade-offs. On-demand workshop videos are also 5–10 minutes. Participants can book up to three free mentoring sessions, each approximately one hour, either virtually or at Capital One Cafés. Capital One-certified mentors help clarify goals and build a plan. Exercises and workshops work on smartphones, tablets, and desktops. Mentors do not use spreadsheets, account details, or other financial information during sessions, and they do not raise Capital One products or services. Mentors are not financial advisors, tax experts, or accountants, and the program is not financial advising. Participants must be at least 18 to book mentoring.

Spec sheet

Purpose
The program provides self-guided exercises, one-on-one mentoring and on-demand workshops to support financial well-being.Read 2 Oct 2026 · capitalone.com
Headquarters
McLean, Virginia, United StatesRead 28 Sep 2026 · capitalone.com
Founded
1988Read 28 Sep 2026 · capitalone.com
Maker
Capital One says it serves more than 100 million customers across a diverse set of businesses.Read 2 Oct 2026 · capitalone.com
Device access
Exercises and workshops can be completed virtually via smartphone, tablet or desktop.Read 2 Oct 2026 · capitalone.com
Exercises
Its virtual exercises are designed to take 5–10 minutes and help people break financial goals into smaller steps and consider spending trade-offs.Read 2 Oct 2026 · capitalone.com
Mentor credentials
Money & Life Mentors are Capital One certified mentors who help participants clarify goals and build a plan.Read 2 Oct 2026 · capitalone.com
Mentoring
Participants can book up to three free mentoring sessions, each approximately one hour.Read 2 Oct 2026 · capitalone.com
Mentoring format
Mentoring is available at Capital One Cafés and virtually.Read 2 Oct 2026 · capitalone.com
Not financial advice
The program says its mentors are not financial advisors, tax experts or accountants, and the program is not financial advising.Read 2 Oct 2026 · capitalone.com
Product discussions
Mentors will not bring up Capital One products or services during a mentoring session.Read 2 Oct 2026 · capitalone.com
Session preparation
Mentors do not use spreadsheets, account information or other financial information during sessions.Read 2 Oct 2026 · capitalone.com
Who can participate
The program is open to everyone in the U.S., whether or not they are Capital One customers, and participants must be at least 18 to book mentoring.Read 2 Oct 2026 · capitalone.com
Workshops
The program offers 5–10 minute on-demand workshop videos.Read 2 Oct 2026 · capitalone.com

Plans and prices

Money & Life Program Free Free for everyone · Up to three free 60-minute mentoring sessions Read 2 Oct 2026 · capitalone.com

Every Money & Life plan and price →

Strong points and limits

Strong points

  • Free for everyone
  • Short exercises and workshops
  • Up to three mentoring sessions
  • Virtual and café mentoring
  • Works on phone, tablet, or desktop

Limits

  • U.S. participation only
  • Mentoring bookings require age 18
  • Mentors are not financial advisors
  • Only three free mentoring sessions

Who it suits

Money & Life suits U.S. adults seeking guided exercises, educational videos, and limited one-on-one support for spending, saving, goals, values, or money communication. It is available whether or not someone is a Capital One customer.

Verdict

Money & Life combines brief educational activities with up to three mentor conversations at no cost. It offers planning support, but it does not provide financial, tax, or accounting advice.

Where Specifiction places it

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