Best Collections Software in 2026
Updated
In short: Garxly Collection CRM is ranked #1 of 30 as of 5 October 2026, ahead of BILL Accounts Payable and FIS Data Integrity Manager. The lowest first paid tier on this page is AccountsReceivable.ai at $20.75/mo.
Managing overdue accounts can involve more than sending a reminder. Compared on accounting integrations, automated reminders, communication channels, customer payment portals, dispute management, promise-to-pay tracking, and workflow automation, these tools cover several parts of collections work. Free-plan availability and paid-from pricing offer additional details to weigh against your needs. BILL Accounts Payable, FIS Data Integrity Manager, and Collection.ai are among the named options to examine. Consider which capabilities support your follow-up process, how you handle disputes and payment commitments, and which pricing details fit your budget.
30 collections software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
30ranked
0free plans on this page
$20.75/molowest paid tier
5 Oct 2026last checked
Input list Collections Software 25 channels on this page · 79 of 200 spec lines stated by the makers
Ch Tool Free planPaid fromAutomated remindersPromise-to-pay trackingDispute managementWorkflow automationCustomer payment portalAccounting integrations Spec sheet Score
01 Garxly Collection CRM Free planNoPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingYesDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 2/8spec lines stated 7.4
02 BILL Accounts Payable Free planNoPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationbasicCustomer payment portalYesAccounting integrationsYes 5/8spec lines stated 7.2
03 FIS Data Integrity Manager Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 6.7
04 Collection.ai Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalnot statedAccounting integrationsYes 5/8spec lines stated 6.6
05 Zuora CPQ Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalnot statedAccounting integrationsYes 5/8spec lines stated 6.6
06 ezyCollect Free planNoPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 1/8spec lines stated 6.5
07 Onguard Collections Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 6.5
08 Serrala Collections Management Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 5/8spec lines stated 6.5
09 Invoiced Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 6.4
10 Centime AP Automation Free planNoPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 6.3
11 Emagia Receivables Management Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 6.2
12 AccountsReceivable.ai Free planNoPaid from$299/moAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 2/8spec lines stated 6.1
13 BlackLine Cash Application Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 6.1
14 Quadient AP Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 6.1
15 Versapay Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 6.1
16 D&B Hoovers Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementYesWorkflow automationnot statedCustomer payment portalYesAccounting integrationsYes 4/8spec lines stated 6.0
17 Gaviti Free planNoPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 1/8spec lines stated 6.0
18 FIS GETPAID Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalYesAccounting integrationsYes 6/8spec lines stated 5.9
19 Zuora Collections Free plannot statedPaid fromnot statedAutomated remindersYesPromise-to-pay trackingYesDispute managementYesWorkflow automationadvancedCustomer payment portalnot statedAccounting integrationsYes 5/8spec lines stated 5.8
20 Satago Free planNoPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationbasicCustomer payment portalnot statedAccounting integrationsYes 4/8spec lines stated 5.6
21 SimplyCOLLECT Free planNoPaid fromnot statedAutomated remindersYesPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationbasicCustomer payment portalnot statedAccounting integrationsnot stated 3/8spec lines stated 5.6
22 Billtrust Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 5.4
23 HighRadius Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 5.4
24 Tesorio Free plannot statedPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 0/8spec lines stated 5.4
25 Esker Accounts Receivable Free planNoPaid fromnot statedAutomated remindersnot statedPromise-to-pay trackingnot statedDispute managementnot statedWorkflow automationnot statedCustomer payment portalnot statedAccounting integrationsnot stated 1/8spec lines stated 5.3
Compare all 25 in a table
| # | Tool | Score | Free plan | From | Free plan | Paid from | Automated reminders | Promise-to-pay tracking |
|---|---|---|---|---|---|---|---|---|
| 1 | Garxly Collection CRM | 7.4 | No | ₹599/mo | No | — | — | Yes |
| 2 | BILL Accounts Payable | 7.2 | No | $49/mo | No | — | Yes | — |
| 3 | FIS Data Integrity Manager | 6.7 | No | — | — | — | Yes | Yes |
| 4 | Collection.ai | 6.6 | No | — | — | — | Yes | Yes |
| 5 | Zuora CPQ | 6.6 | No | — | — | — | Yes | Yes |
| 6 | ezyCollect | 6.5 | No | $275/mo | No | — | — | — |
| 7 | Onguard Collections | 6.5 | No | — | — | — | Yes | Yes |
| 8 | Serrala Collections Management | 6.5 | No | — | — | — | Yes | — |
| 9 | Invoiced | 6.4 | No | — | — | — | — | — |
| 10 | Centime AP Automation | 6.3 | No | — | No | — | Yes | — |
| 11 | Emagia Receivables Management | 6.2 | No | — | — | — | — | — |
| 12 | AccountsReceivable.ai | 6.1 | No | $20.75/mo | No | 299 /mo | — | — |
| 13 | BlackLine Cash Application | 6.1 | No | — | — | — | Yes | Yes |
| 14 | Quadient AP | 6.1 | No | — | — | — | Yes | Yes |
| 15 | Versapay | 6.1 | No | — | — | — | — | — |
| 16 | D&B Hoovers | 6.0 | No | $44.08/mo | — | — | Yes | — |
| 17 | Gaviti | 6.0 | No | — | No | — | — | — |
| 18 | FIS GETPAID | 5.9 | No | — | — | — | Yes | Yes |
| 19 | Zuora Collections | 5.8 | No | — | — | — | Yes | Yes |
| 20 | Satago | 5.6 | No | — | No | — | Yes | — |
| 21 | SimplyCOLLECT | 5.6 | No | — | No | — | Yes | — |
| 22 | Billtrust | 5.4 | No | — | — | — | — | — |
| 23 | HighRadius | 5.4 | No | — | — | — | — | — |
| 24 | Tesorio | 5.4 | No | — | — | — | — | — |
| 25 | Esker Accounts Receivable | 5.3 | No | — | No | — | — | — |
Is your tool on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which collections software is ranked first on Specifiction?
Garxly Collection CRM is ranked #1 of 30 with a score of 7.4. BILL Accounts Payable is second and FIS Data Integrity Manager third.
How many of these have a free plan?
0 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, AccountsReceivable.ai has the lowest first paid tier we found: $20.75/mo.
How is this list ranked?
Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.
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