Alternatives to NMI

{"intro": "NMI gives software companies, ISOs and payment facilitators a configurable layer for online, in-store, mobile and self-service payments. Its gateway supports recurring billing, marketplace payments, routing, webhooks, QR payment links and a virtual terminal. Hosted pages, a Payment Component, REST API and SDKs cover web, desktop and mobile development. Partners can brand the gateway and portals, while integrations connect with more than 200 processors and 125+ shopping carts. Merchants generally work through a certified reseller or ISO that configures the account.\n\nThat arrangement and pricing on request can make NMI less suitable for businesses wanting a self-serve price or a focused checkout product. Payment API users should pass a PCI vulnerability scan before using that method, and NMI does not develop or support the third-party integrations in its documentation. Compare regional payment coverage, payment methods, store and invoicing tools, developer options, platform support and pricing before switching. The right choice depends on whether you need NMI’s broad partner gateway or a narrower service for online, mobile, marketplace or direct client payments.", "rows": [{"ref": "sw:doku", "name": "DOKU", "best_for": "Indonesian businesses needing many payment methods", "pricing": "Free plan; plugin adds 0,2% platform fee", "key_difference": "DOKU adds payouts, wallet services, digital catalogs and 45+ payment methods, while NMI focuses on a broader partner gateway.", "choose_when": "Choose DOKU when payment links, digital invoices, catalog tools and Indonesian payment-method breadth matter more than NMI’s processor integrations."}, {"ref": "sw:mollie", "name": "Mollie", "best_for": "European and UK businesses needing payments and money tools", "pricing": "From €0/mo", "key_difference": "Mollie combines payments with invoicing, business accounts, capital and outbound payments, plus Tap to Pay on phones and tablets.", "choose_when": "Choose Mollie when European or UK coverage and combined money-management products outweigh NMI’s reseller-led gateway model."}, {"ref": "sw:paypal-invoicing", "name": "PayPal Invoicing", "best_for": "Freelancers and small businesses billing clients", "pricing": "Free plan", "key_difference": "PayPal Invoicing centers on recurring, multi-currency invoices, reminders and online payments rather than NMI’s embedded multi-channel gateway.", "choose_when": "Choose it when you bill clients directly and need simple web or mobile invoicing instead of partner-configured payment infrastructure."}, {"ref": "sw:instamojo", "name": "Instamojo", "best_for": "Indian businesses wanting stores, landing pages and payments", "pricing": "Free plan · paid from ₹4,999/yr", "key_difference": "Instamojo adds online stores, landing pages, shipping, order management and marketplace split payments alongside Indian payment methods.", "choose_when": "Choose Instamojo when an Indian D2C operation needs storefront and landing-page tools bundled with payment collection."}, {"ref": "sw:cashfree-payment-gateway", "name": "Cashfree Payment Gateway", "best_for": "Indian businesses needing broad online payment coverage", "pricing": "No price listed", "key_difference": "Cashfree offers 180+ payment modes, 140+ currencies, hosted or merchant-hosted checkout and UPI routing across 8+ banks.", "choose_when": "Choose Cashfree when Indian UPI routing, international currencies and many hosted or mobile checkout paths are priorities."}, {"ref": "sw:google-pay", "name": "Google Pay", "best_for": "Shoppers wanting saved-account checkout", "pricing": "Free plan", "key_difference": "Google Pay lets customers use payment methods saved to Google Account for online or in-app checkout, not a merchant gateway.", "choose_when": "Choose Google Pay when the goal is a free wallet checkout button or autofill experience rather than NMI’s merchant platform."}, {"ref": "sw:checkout-com", "name": "Checkout.com", "best_for": "Global businesses needing currencies, acquiring and fraud tools", "pricing": "Pricing on request", "key_difference": "Checkout.com adds 150+ processing currencies, acquiring in 50+ countries, AI payment optimization and tiered fraud controls.", "choose_when": "Choose Checkout.com when global acquiring, currency reach and built-in optimization or fraud tooling are more important than NMI’s processor network."}]}