Money Transfer Apps
Alternatives to Wise
Wise is built for international bank transfers, with instant delivery, mid-market exchange rates, and fees shown before payment. It runs on Android, iOS, and the web, supports transfers to bank accounts in over 140 countries, and offers tracking, scheduled and repeat transfers, rate alerts, and several funding methods. Free sign-up and safeguards such as two-factor authentication add convenience, while conversion fees can still apply.
- 01 Satispay From €3.33/mo Free plan Web · Windows · macOS · iOS9.2 Visit Specs
- 02
Remitly Remitly suits people sending money internationally who want to compare the exchange rate, fees, and total cost before sending.
Free plan iOS · Android9.1 Visit Specs - 03 Send App Free plan Web · iOS · Android · API9.1 Visit Specs
- 04 Panda Remit
It suits individuals sending money internationally, including people sending to Mainland China.
From $6.99/mo Free plan Web · iOS · Android9.0 Visit Specs - 05
Paysera Paysera suits individuals seeking a multi-currency account and payment card alongside savings or investment options.
Free plan Web · iOS · Android · API8.9 Visit Specs - 06
Ria Money Transfer Ria suits people sending money internationally who want options such as cash collection, bank deposits, or digital wallets.
Free plan Web · iOS · Android · API8.9 Visit Specs - 07
Mercado Pago Free plan Web · iOS · Android · API8.9 Visit Specs - 08
TransferGo TransferGo suits people sending money internationally who want multiple delivery methods and supported currency balances.
Free plan iOS · Android8.8 Visit Specs - 09
Paysend Web · iOS · Android · API8.8 Visit Specs - 10 OFX
It suits businesses that pay, hold, or receive funds across multiple currencies and need account controls or accounting integrations.
Free plan Web · iOS · Android8.8 Visit Specs - 11 Instarem
Instarem suits individuals sending money internationally and businesses paying overseas suppliers or employees.
Free plan Web · iOS · Android8.7 Visit Specs - 12
Xe Money Transfer Xe suits individuals and businesses sending money internationally who want options for payment and receipt, plus transfer tracking and rate alerts.
Free plan Web · iOS · Android8.6 Visit Specs - 13
CurrencyFair CurrencyFair suits individuals and businesses sending or receiving international payments through bank recipients.
From €3/mo Web · iOS · Android · API8.6 Visit Specs - 14 Taptap Send
It suits people sending money to friends and family across the listed regions who want to see fees and recipient amounts before confirming.
Free plan iOS · Android8.6 Visit Specs - 15 Global66
Global66 suits individuals or businesses managing money across currencies and countries.
Free plan Web · iOS · Android8.5 Visit Specs - 16 RemitBee Free plan Web · iOS · Android8.5 Visit Specs
- 17 Skrill Free plan Web · iOS · Android8.5 Visit Specs
- 18 e& money From 23.81 AED/mo Free plan iOS · Android8.5 Visit Specs
- 19 Google Pay
Google Pay suits shoppers who want to use saved payment methods online, in apps, or for Android tap payments.
Free plan Web · iOS · Android8.5 Visit Specs - 20 Ziina From 100 AED/mo Free plan iOS · Android · API8.5 Visit Specs
- 21 Profee Free plan Web · iOS · Android8.4 Visit Specs
- 22
PhonePe It suits people in India who want one app for money transfers, bills, recharges, and travel bookings.
Free plan iOS · Android8.4 Visit Specs - 23
PayPay From $1,980/mo Free plan iOS · Android8.4 Visit Specs - 24
Chipper Cash From $1/mo Free plan iOS · Android8.4 Visit Specs - 25
Venmo Venmo suits people in the United States with a U.S.
Free plan Web · iOS · Android8.3 Visit Specs - 26
PicPay PicPay suits individuals looking for an app-managed account and payment options, and businesses seeking payment acceptance tools.
Free plan Web · iOS · Android8.3 Visit Specs - 27 Touch 'n Go eWallet Free plan iOS · Android8.3 Visit Specs
- 28
Afriex Free plan iOS · Android · API8.3 Visit Specs - 29 Grey Web · iOS · Android · API8.3 Visit Specs
- 30 Nequi Free plan iOS · Android8.3 Visit Specs
Choosing instead of Wise
Readers may consider alternatives when they need broader destination coverage, a different exchange-rate model, or recipient options beyond bank deposits. Platform support varies, and some services add cash collection, digital wallets, bill payments, or phone top-ups. Compare where money can go, how recipients receive it, transfer speed, exchange-rate treatment, upfront fee display, scheduling, and device support. The right choice depends on whether Wise’s mid-market model and bank-focused delivery match each transfer you need to make.